In 2025, the USDA loan limit in Chantilly, situated within Fairfax county, VA, is $657,900, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare the best rates available today for USDA and FHA loans. Assess the required income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, helping to decide which program in
Explore and compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa®'s mission is to promptly provide the optimal USDA or FHA loan without unnecessary hassle. Choose from three different starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government and facilitated by the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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