USDA Vs. FHA Pro and Con comparison in Chantilly, Fairfax County, VA
In 2026, the USDA loan limit in Chantilly, situated within Fairfax county, VA, is $657,900, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare the best rates available today for USDA and FHA loans. Assess the required income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, helping to decide which program in suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Chantilly, Fairfax, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Chantilly, VA
Lendersa®'s mission is to promptly provide the optimal USDA or FHA loan without unnecessary hassle. Choose from three different starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government and facilitated by the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require none.
5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
Lends in Virginia
The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members
Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.
4200 Pleasant Valley Road, Suite A, Chantilly, VA, 20151
Lends in Virginia
Empower Home Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout.
4080 Lafayette Center Drive Suite 100, Chantilly, VA, 20151
Lends in Virginia
United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.
"Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.
Bluestone Home Loans LLC was created to better serve the needs of the customer. Our founder, Matt McMahon, learned the business as a loan officer at a large regional bank. He valued his time there and worked with many outstanding individuals. Bluestone Home Loans is exclusively a Virginia mortgage brokerage.
St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
Lends in Virginia
Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.
