USDA VS FHA in McNair, Fairfax County, VA

In the year 2025, the USDA loan limit for McNair, located in the county of Fairfax, VA, is set at $657,900. For a single-family home, the FHA limit stands at $1,089,300.

Utilize the Lendersa® USDA loan calculator to effectively contrast today's USDA and FHA leading rates. Assess the needed income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in best suits your financial needs.

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Limits and Downpayment Requirements for Loans in McNair, Fairfax county, VA for 2025

Type of Loan Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Options in McNair, VA

Lendersa® aims to swiftly furnish you with the most advantageous USDA or FHA loan, hassle-free. Choose one of three starting points to align with lenders and discover USDA loan offerings.

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Understanding USDA Loans in VA

A USDA home loan, endorsed by the government Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colorado Mortgage Holding
  • 8055 East Tufts Avenue, Suite 250, Denver, CO, 80237
  • Colorado Mortgage Holding We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs.
  • RE Capital
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  • RE Capital providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
  • Paragon Mortgage Services Inc
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  • Paragon Mortgage Services, Inc. (NMLS ID#50139) is a Veteran-owned Mortgage Brokerage with Home Lending services, available in Arizona, California, Colorado, Florida and Utah. Paragon Mortgage Services, Inc. offers a wide variety of mortgage loan products from over 40 Top Banks and Lenders for Residential and Commercial properties.
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  • Ideal Home Loans has helped thousands of people save money for almost 20 years. From first time home buyers to doctors, from teachers to professional athletes, we’re here to help. Our Specialists will guide you along every step throughout the entire process by providing the right information and advice you need to find the right fit for you.
  • Motto Franchising, LLC
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  • Above & Beyond Mortgage Loans Inc
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  • Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
  • Legacy Home Lending LLC
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