USDA Vs. FHA Pro and Con comparison in McNair, Fairfax County, VA
In the year 2026, the USDA loan limit for McNair, located in the county of Fairfax, VA, is set at $657,900. For a single-family home, the FHA limit stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to effectively contrast today's USDA and FHA leading rates. Assess the needed income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in best suits your financial needs.
Limits and Downpayment Requirements for Loans in McNair, Fairfax county, VA for 2026
Type of Loan
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in McNair, VA
Lendersa® aims to swiftly furnish you with the most advantageous USDA or FHA loan, hassle-free. Choose one of three starting points to align with lenders and discover USDA loan offerings.
A USDA home loan, endorsed by the government Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.
Colonial Mortgage Capital is more than just a mortgage lender. We provide continual financial guidance to help you manage your debt, make the best financial decisions, and save money — even after you move into your new home. We take the guesswork out of the home buying process so you can, make the best decisions for your financial future.
12040 South Lakes Drive, Suite 102, Reston, VA, 20191
Lends in Virginia
Founded in 1997 with a goal to provide equitable mortgage solutions for home buyers, home owners and investors, nearly a decade later, Americorp Mortgage Services, Inc. consistently meets and exceeds its customer expectations. With an overall satisfaction rating of 'Excellent', Americorp Mortgage Services is committed to extraordinary service
12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
Lends in Virginia
Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.
11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
Lends in Virginia
CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.
Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Restoration Capital was founded on the belief that real estate investing should be accessible to everyone. Our mission is to be a launching pad for new investors and a growth accelerator for experienced investors. Over the last ten years we have funded over $500 million in investment real estate projects.
12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
Lends in Virginia
Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.
