USDA and FHA Pro and Con in McNair, Fairfax County, VA

In the year 2026, the USDA loan limit for McNair, located in the county of Fairfax, VA, is set at $657,900. For a single-family home, the FHA limit stands at $1,089,300.

Utilize the Lendersa® USDA loan calculator to effectively contrast today's USDA and FHA leading rates. Assess the needed income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in best suits your financial needs.

Compare various loan offers from 100 different lenders

Limits and Downpayment Requirements for Loans in McNair, Fairfax county, VA for 2026

Type of Loan Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Options in McNair, VA

Lendersa® aims to swiftly furnish you with the most advantageous USDA or FHA loan, hassle-free. Choose one of three starting points to align with lenders and discover USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, endorsed by the government Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st United Mortgage LLC
  • 2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
  • 1st United Mortgage is dedicated to serving veterans and military families. As VA Loan specialists, our experts are trained specifically on VA eligibility requirements and will walk you through every step of the loan process. Our mission is to make the mortgage process and simple and stress-free as possible for you.

  • Healthcare Services Credit Union
  • 946 East Third Street, Chattanooga, TN, 37403
  • Healthcare Services Credit Union was originally chartered on March 25, 1952 under the name of Erlanger Hospital Credit Union. The purpose of the Credit Union was to provide a safe place for the employees of Erlanger Hospital to save and borrow. Now under the name of HEALTHCARE SERVICES CREDIT UNION, we serve over 4675 members.

  • Citizens Savings & Loan
  • 317 High Street, Chattanooga, TN, 37403
  • Citizens was opened by local citizens in 1917 to serve the loan needs of people who have limited access to bank credit. Citizens primarily makes secured and unsecured loans to individuals with less than perfect credit or collateral for personal, family or household purposes Automobiles and personal property are all acceptable as collateral.

  • Lending Hand Inc
  • 1007 N 6th St, Monticello, IN, 47960
  • "We are the friend you can turn to in a time of need. We at Lending Hand believe that payday loans are the better solution for the underbanked.

    We hope that people living in our Indiana communities see us as a helpful solution during times of financial troubles. We can prove to you time"

  • Excel Federal Credit Union
  • 5070 Peachtree Industrial Blvd, Norcross, GA, 30071
  • Our story begins on April 28, 1952 when we received our charter under the name of Atlanta GSA Federal Credit Union. We were founded to serve the federal government employees of the General Service Administration (GSA). Over the years, we have made over 400 additions to our original charter through mergers and new SEGs. In 1996,

  • NRC Mortgage Lending
  • 760 Old Roswell Rd, Saint Roswell, GA, 30076
  • We are a nationwide mortgage funding company that values honesty and integrity throughout the entire organization. We offer several different types of mortgage loan products. We have Stated Loans, Bank Statement Loans, Low Doc Financing and Self Employment Loans for both Primary and Investment properties.

  • Atlanta Mortgage Advisors LLC
  • 401 Macy Dr, Suite B, Roswell, GA, 30076
  • To build and maintain a thriving referral driven mortgage origination business.We will fully utilize our expertise, knowledge, wisdom & skill to provide our customers the absolute best mortgage plan & strategy for their unique situation.That every client is financially better off by being our customer.We are dedicated to the success of our clients.

  • Evergreen Anchor Capital LLC
  • 1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076
  • Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.

  • eHome Loan Advisors LLC
  • 1202 Macy Dr, Roswell, GA, 30076
  • eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.