USDA and FHA Pro and Con in Clifton-Forge, Alleghany County, VA

In 2025, the USDA loan limit for Clifton-Forge in Alleghany county, VA, is $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.

To compare the best rates between USDA and FHA loans available today, utilize the Lendersa® USDA loan calculator. Assess the necessary income, credit, reserves, and documentation required to qualify. Using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which aids in selecting the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Clifton-Forge, Alleghany, VA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Clifton-Forge, VA

Lendersa® aims to secure the best USDA or FHA loan efficiently and without hassle. Choose one of three starting approaches to connect with lenders and discover suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan is backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carolina Trust Federal Credit Union
  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
  • CROWN HOME MORTGAGE
  • 1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
  • At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
  • ABC Mortgage Company
  • 1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
  • The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Trouvaille Federal Credit Union
  • 4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144
  • The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.
  • Norristown Bell Credit Union
  • 1407 Erbs Mill Road, Blue Bell, PA, 19422
  • Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
  • Vantage Point Mortgage
  • 401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
  • Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.
  • Northeast Equitable Mortgage LLC
  • 488 Norristown Rd, Suite 241, Blue Bell, PA, 19422
  • Northeast Equitable Mortgage, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website
  • Haddon Savings Bank
  • 201 White Horse Pike, Haddon Heights, NJ, 08035
  • Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.
  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida. Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."
  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida. Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."