USDA Loan Vs. FHA loan pro & con for Covington, Covington County, VA

In 2025, USDA loan limit in Covington, county of Covington, VA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Covington, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(830) 876-5221 1314 miles Lender's profile and map Reviews Capital Bank of Texas 200 North Fifth Street, Carrizo Springs, TX, 78834 Capital Bank of Texas is an independently-owned community bank focused on providing a better financial relationship through a more meaningful, personalized experience. We believe in meeting the needs of the communities we serve by providing real local support and industry-leading financial services.
(701) 483-6811 1315 miles Lender's profile and map Reviews Bravera Bank 220 1st Ave W, Dickinson, ND, 58601 We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
(361) 527-3221 1316 miles Lender's profile and map Reviews The First National Bank of Hebbronville 305 N. Smith, Hebbronville, TX, 78361 Here at The First National Bank of Hebbronville, we provide you with the best banking possible. Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
(830) 774-2555 1318 miles Lender's profile and map Reviews The Bank and Trust, S.S.B. 1200 Avenue F, Del Rio, TX, 78840 In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars
(830) 774-2328 1318 miles Lender's profile and map Reviews Border Federal Credit Union 2211 N Bedell Avenue, Del Rio, TX, 78840 Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families
(830) 775-0295 1318 miles Lender's profile and map Reviews Amistad Bank 1301 Veterans Blvd, Del Rio, TX, 78840 Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
(605) 717-2265 1318 miles Lender's profile and map Reviews Pioneer Bank & Trust 125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783 Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
(719) 660-5855 1320 miles Lender's profile and map Reviews Next Gear Mortgage Company 16840 Drennan Rd, Colorado Springs, CO, 80928 Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
(800) 556-0422 1321 miles Lender's profile and map Reviews Security First Credit Union 3515 South Jackson Road, Edinburg, TX, 78539 Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
(855) 862-1920 1321 miles Lender's profile and map Reviews Texas National Bank 4126 Crosspoint Blvd, Edinburg, TX, 78539 Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well. Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
(512) 576-6348 1321 miles Lender's profile and map Reviews Afco Financial Corporation 5217 So McColl Rd, Edinburg, TX, 78539 We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
(956) 627-0702 1321 miles Lender's profile and map Reviews Wallstreet Wholesale Lender LLC 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539 "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."