USDA Loan Vs. FHA loan for Covington, VA [Covington County Rates 2023]

In 2025, USDA loan limit in Covington, county of Covington, VA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Covington, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(832) 433-7133 1043 miles Lender's profile and map Reviews Residential Capital Mortgage Inc 1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056 The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
(713) 723-7800 1043 miles Lender's profile and map Reviews Action Mortgage LLC 5100 Westheimer Road, Suite 200, Houston, TX, 77056 Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.
(713) 387-9521 1043 miles Lender's profile and map Reviews BOXWOOD MORTGAGE LLC 2700 Post Oak Blvd, Floor 21, Houston, TX, 77056 Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
(713) 369-4000 1043 miles Lender's profile and map Reviews Hometrust Mortgage 5353 W. Alabama, Suite 500, Houston, TX, 77056 Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
(713) 524-4242 1043 miles Lender's profile and map Reviews Titanium Mortgage 5353 West Alabama, Suite 695, Houston, TX, 77056 "We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients. We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
(713) 965-7562 1043 miles Lender's profile and map Reviews Diversified Home Mortgage 1750 Sky Lark Lane 1700, Houston, TX, 77056 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(832) 380-8250 1043 miles Lender's profile and map Reviews Matador Lending 3033 Chimney Rock, Suite 605, Houston, TX, 77056 The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.
(580) 654-1035 1043 miles Lender's profile and map Reviews The Farmers Bank of Appomattox 31 West Main Street, Carnegie, OK, 73015 Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas! Under new management since 2020. To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.
(832) 962-4852 1043 miles Lender's profile and map Reviews BHI Funding 2626 South Loop West, Suite 232, Houston, TX, 77054 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(832) 757-1262 1043 miles Lender's profile and map Reviews Tidal Loans 2616 S Loop W, Unit 505, Houston, TX, 77054 Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.
(800) 749-4583 1043 miles Lender's profile and map Reviews FSNB, National Association PO Box 33009, Fort Sill, OK, 73503 FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
(888) 503-3530 1044 miles Lender's profile and map Reviews Country Home Loans 200 N Main St, Seiling, OK, 73663 Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.