FHA Vs. USDA loan program for Daleville, Botetourt County, Virginia

In 2025, the USDA loan limit for Daleville, in the county of Botetourt, VA, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool aids in assessing the necessary income, credit, reserves, and documents required for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose which program in best fits your financial situation.

Exploring USDA and FHA Loan Options in Daleville, VA

The mission of Lendersa® is to secure the best possible USDA loan or FHA loan swiftly and with ease. Select from three different starting options to match with suitable lenders and explore USDA loan programs that align with your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is secured by the government Department of Agriculture. It is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for eligible rural borrowers.

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(336) 969-6518 Lender's profile and map Reviews TCP Credit Union 3051 Westinghouse Road, Rural Hall, NC, 27045 TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members
(336) 644-9944 Lender's profile and map Reviews Bank of Oak Ridge 8050 Fogleman Rd, Oak Ridge, NC, 27310 Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work
(304) 358-2311 Lender's profile and map Reviews Pendleton Community Bank 128 North Main Street, Franklin, WV, 26807 PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.
(304) 436-4112 Lender's profile and map Reviews MCNB Banks 75 Wyoming Street, Welch, WV, 24801 At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.
(434) 817-8621 Lender's profile and map Reviews Virginia National Bank 222 E Main Sstreet, Charlottesville, VA, 22902 Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
(434) 325-7229 Lender's profile and map Reviews All Credits Mortgage 360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902 All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
(434) 964-2001 Lender's profile and map Reviews UVA Community Credit Union 3300 Berkmar Dr, Charlottesville, VA, 22901 The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities
(434) 293-5200 Lender's profile and map Reviews Mahone Mortgage LLC 685 Berkmar Court, Charlottesville, VA, 22901 Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.
(434) 975-5626 Lender's profile and map Reviews Crown Mortgage 620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901 We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.
(540) 564-6080 Lender's profile and map Reviews Mosaic Federal Credit Union 31 S Carlton Street, Harrisonburg, VA, 22801 Mosaic Federal Credit Union has been open since 1986. The credit union has assets totaling $14.2 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
(336) 209-8819 Lender's profile and map Reviews IMG Mortgage Greensboro 5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410 Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
(336) 852-5572 Lender's profile and map Reviews First Carolina Mortgage 102 Dolley Madison Road, Greensboro, NC, 27410 At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.