USDA Vs. FHA your options comparison in Buena-Vista, Buena Vista County, VA
For the year 2025, the USDA loan cap in Buena-Vista, located in Buena Vista county, VA, is $285,000, whereas the FHA limit for a single-family dwelling is $356,362.
Make use of the Lendersa® USDA loan calculator to weigh the current best rates of USDA compared to FHA, and establish the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in suits your financial needs.
Loan limitations and down payment needs for 2025 in Buena-Vista, Buena Vista county, VA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$0
3%
Explore USDA and FHA loan alternatives in Buena-Vista, VA
At Lendersa®, our aim is to swiftly provide you the best USDA or FHA loan without complications. Choose from three initial steps to connect with lenders and explore USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe
740 Hamilton Street, Suite 300, Allentown, PA, 18101
People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient
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GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.
1101 Hamilton Street, Suite 305, Allentown, PA, 18101
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