USDA Vs. FHA your options comparison in Aquia-Harbour, Stafford County, VA
In 2025, the USDA loan limit in Aquia-Harbour, situated in Stafford county, VA, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates. This tool helps you determine the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding your decision on the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Aquia-Harbour, Stafford, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Programs in Aquia-Harbour, VA
The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you without complication. Start with one of three possible pathways to connect with matching lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is intended specifically for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, enhancing accessibility for rural homebuyers.
Providing Texans with the best service and lowest cost mortgages since 1998. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity.
Frontier Bank is a full-service bank providing services in Lamar, Burlington, Springfield, Pueblo, Pueblo West, Alamosa, and Walsh and also through the internet at this site.
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Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
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Kress National Bank was charted in 1963 by a group of local citizens, starting a long banking history with a rich heritage as a Panhandle / South Plains Texas independent bank, with a continuing philosophy of personal service & trust. For almost one half of a century, KNB has built upon that trust to become one of the safest & highest rated banks.
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4501 First United Bank Parkway, Amarillo, TX, 79119
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