USDA Loan Vs. FHA loan for Stafford-Courthouse, VA [Stafford County Rates 2023]

In 2025, USDA loan limit in Stafford-Courthouse, county of Stafford, VA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Stafford-Courthouse, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(575) 885-4027 1567 miles Lender's profile and map Reviews Internationalites Federal Credit Union 901 North Canal Street, Carlsbad, NM, 88220 The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.
(575) 887-1784 1567 miles Lender's profile and map Reviews Eddy Federal Credit Union 909 W Pierce Street, Carlsbad, NM, 88220 Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
(575) 887-6686 1567 miles Lender's profile and map Reviews Western Commerce Bank 127 S. Canyon St, Carlsbad, NM, 88220 Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
(970) 879-2723 1573 miles Lender's profile and map Reviews Routt Federal Credit Union 440 S. Lincoln Ave, Suite B3, Steamboat Springs, CO, 80487 Routt Federal Credit Union was chartered in 1964 and currently serves employees of the public school districts in Routt and Jackson Counties, NW Colorado BOCES, Colorado Mountain College in Routt County, UCHealth Yampa Valley Medical Center, City of Steamboat Springs, Northwest Colorado Health dba VNA, Discovery Learning Center.
(877) 275-2088 1573 miles Lender's profile and map Reviews MOUNTAIN VALLEY BANK 101 N. 6th Street, Hayden, CO, 80487 Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.
(970) 879-2993 1573 miles Lender's profile and map Reviews Yampa Valley Bank 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487 Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.
(307) 674-7449 1574 miles Lender's profile and map Reviews Citco Federal Credit Union 502 N Main Street, Sheridan, WY, 82801 Citco Federal Credit Union was established in 1954 as the Sheridan Public Employees Federal Credit Union; charter number 9644. The Sheridan Public Employees Federal Credit Union served: the employees of the City of Sheridan. the employees of the County of Sheridan. the employees of the Public School System.
(307) 674-0464 1574 miles Lender's profile and map Reviews First Federal Bank and Trust 671 Illinois Street, Sheridan, WY, 82801 First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
(307) 672-9656 1574 miles Lender's profile and map Reviews Mortgage Refinance 1448 O’Dell Court, Sheridan, WY, 82801 John O’Dell started O’Dell Construction, Inc. in Sheridan, Wyoming in 1989; two years later, his son Shawn joined him in the business. Over the years, O’Dell Construction has grown into one of the area’s largest general contracting firms, providing service as General Contractor, CMAR (Construction Manager at Risk),
(877) 243-3432 1574 miles Lender's profile and map Reviews Money Source of America 201 E 5th St, Suite 980, Sheridan, WY, 82801 Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.
(307) 751-2376 1574 miles Lender's profile and map Reviews Cherry Creek Mortgage, LLC 379 Kilbourne St, Sheridan, WY, 82801 We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.
(505) 988-2501 1574 miles Lender's profile and map Reviews Santa Fe Mortgage 459 Cerrillos Rd, Santa Fe, NM, 87501 Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.