USDA and FHA Pro and Con in Stuarts-Draft, Augusta County, VA

In 2025, the USDA loan limit for Stuarts-Draft, in Augusta county, VA, is $285,000. In contrast, for a single-family house, the FHA limit stands at $356,362.

Leverage the Lendersa® USDA loan calculator to examine USDA versus FHA rates today. Determine the necessary income, credit, reserves, and documentations needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, which aids in deciding the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Stuarts-Draft, Augusta, VA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Stuarts-Draft, VA

The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan options, free from hassle. Choose one of three starting methods that connect you to matching lenders and USDA programs.

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Understanding USDA Loans in VA

USDA home loans, secured by the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, and are available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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