USDA VS FHA in Floris, Fairfax County, VA

In 2026, the USDA loan limit in Floris, within Fairfax county, VA, is $657,900, while the FHA cap for a single-family home stands at $1,089,300.

Utilize the Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates, and determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Floris, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Programs in Floris, VA

The mission of Lendersa® is to quickly connect you with the best USDA or FHA loans, minus the hassle. Start with one of three approaches to link with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in VA?

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Floris Lenders

  • Oak Hill Mortgage LLC
  • 3057 Jeannie Anna Court, Herndon, VA, 20171
  • Lends in Virginia
  • Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.

  • Colonial Mortgage Capital
  • 11890 Sunrise Valley Drive, Reston, VA, 20191
  • Lends in Virginia
  • Colonial Mortgage Capital is more than just a mortgage lender. We provide continual financial guidance to help you manage your debt, make the best financial decisions, and save money — even after you move into your new home. We take the guesswork out of the home buying process so you can, make the best decisions for your financial future.

  • Americorp Mortgage Services Inc
  • 12040 South Lakes Drive, Suite 102, Reston, VA, 20191
  • Lends in Virginia
  • Founded in 1997 with a goal to provide equitable mortgage solutions for home buyers, home owners and investors, nearly a decade later, Americorp Mortgage Services, Inc. consistently meets and exceeds its customer expectations. With an overall satisfaction rating of 'Excellent', Americorp Mortgage Services is committed to extraordinary service

  • Velocity Commercial Investments, Inc
  • 12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
  • Lends in Virginia
  • Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.

  • CityWorth Loans
  • 11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
  • Lends in Virginia
  • CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.

  • Jolene Moore
  • 3975 Fair Ridge, Suite 320N, Fairfax, VA, 22033
  • Lends in Virginia
  • Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.

  • Monarch Mortgages LLC
  • 4114 Legato Road, Suite 320, Fairfax, VA, 22033
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Restoration Capital
  • 4000 Legato Rd, Suite 1100, Fairfax, VA, 22033
  • Lends in Virginia
  • Restoration Capital was founded on the belief that real estate investing should be accessible to everyone. Our mission is to be a launching pad for new investors and a growth accelerator for experienced investors. Over the last ten years we have funded over $500 million in investment real estate projects.

  • Vellum Mortgage
  • 12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
  • Lends in Virginia
  • Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.