In 2026, the USDA loan limit in Floris, within Fairfax county, VA, is $657,900, while the FHA cap for a single-family home stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates, and determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The mission of Lendersa® is to quickly connect you with the best USDA or FHA loans, minus the hassle. Start with one of three approaches to link with matching lenders and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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