FHA Vs. USDA loan program for Herndon, Fairfax County, Virginia

In 2025, USDA loan limit in Herndon, county of Fairfax, VA is $657,900 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Herndon, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 342-5055 979 miles Lender's profile and map Reviews La Capitol Federal Credit Union 700 Main Street, Baton Rouge, LA, 70802 Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
(225) 248-7600 979 miles Lender's profile and map Reviews b1BANK 500 Laurel St, Baton Rouge, LA, 70801 Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
(225) 927-1900 979 miles Lender's profile and map Reviews Eagle Federal Credit Union 2271 College Drive, Baton Rouge, LA, 70808 In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.
(225) 201-0006 979 miles Lender's profile and map Reviews Atlantic Lending 4626 Concord Ave., Baton Rouge, LA, 70808 At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
(225) 900-7447 979 miles Lender's profile and map Reviews Parish Lending, LLC 520 Albert Hart Dr, Baton Rouge, LA, 70808 Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
(225) 810-4287 979 miles Lender's profile and map Reviews Intelligent Mortgage 7330 Highland Road, Suite A1, Baton Rouge, LA, 70808 We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients
(225) 926-5408 979 miles Lender's profile and map Reviews LA Lending, LLC 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808 Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
(712) 643-5442 980 miles Lender's profile and map Reviews Community Bank IA 601 Iowa Ave, Dunlap, IA, 51529 Community Bank is a full service commercial banking institution providing modern financial services while maintaining the integrity of a "hometown" bank where decisions are made locally. Community Bank takes pride in having served the 4-County area since 1926. The headquarters of Community Bank is at 601 Iowa Ave., Dunlap, IA 51529.
(225) 265-2265 980 miles Lender's profile and map Reviews First American Bank and Trust 2785 Hwy 20, Vacherie, LA, 70090 First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.
(785) 295-2100 980 miles Lender's profile and map Reviews Fidelity State Bank and Trust Company 600 Kansas Avenue, Topeka, KS, 66603 Fidelity State Bank & Trust Company (Topeka, KS) is a banking company based in Topeka, Kansas, United States. FDIC Insured and Equal Opportunity Lender.The history of the Chandler Family that owns Fidelity State Bank & Trust Company dates back to 1883. The Chandler Family has been active in Kansas since then and continues to be active in a large nu
(785) 233-4323 980 miles Lender's profile and map Reviews 1st Kansas Credit Union 400 S Kansas Avenue, Suite B, Topeka, KS, 66603 Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.