FHA Vs. USDA loan program for Dranesville, Fairfax County, Virginia

In the year 2025, the USDA loan cap in Dranesville, located in the county of Fairfax, VA, is set at $657,900. Meanwhile, for a single-family residence, the FHA limit is $1,089,300.

Explore today's top USDA versus FHA rates using Lendersa® USDA loan calculator. This tool helps evaluate necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, assisting you in determining the most suitable option in for your financial needs.

USDA and FHA loan alternatives in Dranesville, VA

The objective of Lendersa® is to ensure you secure the optimal USDA or FHA loan swiftly and without unnecessary difficulty. Choose from one of three initial steps that align you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in VA

A USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for rural regions. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

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(530) 823-3404 Lender's profile and map Reviews Sierra Foothill Mortgage 3257 Professional Dr, Suite A, Auburn, CA, 95602 Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan
(503) 653-4392 Lender's profile and map Reviews Cutting Edge Federal Credit Union 4620 SE International Way, Suite 105, Milwaukie, OR, 97222 Cutting Edge Federal Credit Union was originally chartered in 1953 by ten volunteers who believed that a credit union would benefit the employees of Chipper Chain. After starting as Chipper Chain FCU, our name has changed, first to Omark FCU, then Blount FCU before becoming Cutting Edge FCU in 2002.
(503) 462-3000 Lender's profile and map Reviews Reliable Credit Association Inc. 10690 SE McLoughlin Blvd, Milwaukie, OR, 97222 Reliable Credit Association, Inc. is an independently owned and operated consumer finance company. We were incorporated in 1958 under the laws of the state of Oregon when a retired U.S. Army Captain founded the company with the support of his father, mother, and wife. In 1994, the shareholders of Reliable Credit Association, Inc.
(360) 695-5121 Lender's profile and map Reviews People's Community Federal Credit Union 7403 NE Hazel Dell Avenue, Vancouver, WA, 98665 People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.
(360) 225-7407 Lender's profile and map Reviews Alliance Commercial Credit Group 8002 NE Highway, Suite 503, Vancouver, WA, 98665 Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.
(503) 239-5336 Lender's profile and map Reviews Oregonians Credit Union 6915 SE Lake Rd, Milwaukie, OR, 97267 We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.
(503) 887-7333 Lender's profile and map Reviews Green Family Mortgage LLC PO Box 11583, Portland, OR, 97211 Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.
(360) 556-3871 Lender's profile and map Reviews Grimm Mortgage Services 7311 20th Avenue Southeast, Olympia, WA, 98503 Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.
(360) 888-7442 Lender's profile and map Reviews South Sound Home Loans LLC 4570 Avery Lane SE, Lacey, WA, 98503 Our mission is to help local residents of the South Sound area of Washington to achieve or enhance their “American Dream” with custom tailored home mortgage loans to either purchase or refinance. You can be confident that your questions and needs will be satisfied by experts with over 60 years of local mortgage experience.
(360) 570-0106 Lender's profile and map Reviews Cornerstone Home Mortgage 4520 Intelco Loop SE, Suite 1A, Lacey, WA, 98503 Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
(503) 850-7667 Lender's profile and map Reviews Theory Mortgage 2809 Northeast Martin Luther King Blvd, Portland, OR, 97212 Theory Mortgage provides borrowers with mortgage strategy guidance for the greatest personal prosperity, while contributing to the greater good of the community. Whether we're buying business cards or meeting a client for coffee, we choose to support local, small businesses to enrich our community.
(503) 546-5000 Lender's profile and map Reviews Point West Credit Union 1107 NE 9th Avenue, Suite 108, Portland, OR, 97232 Point West Credit Union is 100% not-for-profit, member-owned awesomeness headquartered in Portland, Oregon. With a bilingual staff ready to help its members achieve financial empowerment, Point West works with its community partners to bring inclusion and equity to the underserved, and needed capital to local small businesses.