In the year 2026, the USDA loan cap in Dranesville, located in the county of Fairfax, VA, is set at $657,900. Meanwhile, for a single-family residence, the FHA limit is $1,089,300.
Explore today's top USDA versus FHA rates using Lendersa® USDA loan calculator. This tool helps evaluate necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, assisting you in determining the most suitable option in
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| Loan Type | Loan Limit | Down payment |
| USDA | $657,900 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The objective of Lendersa® is to ensure you secure the optimal USDA or FHA loan swiftly and without unnecessary difficulty. Choose from one of three initial steps that align you with lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for rural regions. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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