In the year 2025, within Rose-Hill of Fairfax county, VA, the USDA loan limit is $657,900, whereas the FHA offers a limit of $822,375 for single-family homes.
Employ Lendersa®'s USDA loan calculator to rigorously compare contemporary USDA versus FHA rates. Evaluate your income, credit scores, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans, assisting you in identifying the most suitable program for your financial circumstances, specifically in
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| Type of Loan | Loan Ceiling | Initial Payment | |
| USDA | $657,900 | 0% | |
| FHA | $822,375 | 3.5% | |
| Conventional Conforming | $822,375 | 3% |
The primary objective of Lendersa® is to facilitate fast, uncomplicated access to an optimal USDA or FHA loan. Begin with any of these three options to connect with lenders and tap into USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is intended for rural locales. It differs from FHA loans, which require at least a 3.5% downpayment, as the USDA loan necessitates no downpayment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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