USDA Vs. FHA Pro and Con comparison in Hopewell, Hopewell County, VA
In 2025, the USDA loan limit for Hopewell, located in Hopewell county, VA, is $428,700. In comparison, the FHA limit for a single-family home is $546,250.
Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in choosing the right program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Hopewell, Hopewell, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Hopewell, VA
Lendersa®'s aim is to secure the best USDA or FHA loan for you quickly and easily. Begin by selecting one of three routes leading to matching lenders and USDA program exploration.
A USDA home loan, also known as a USDA rural development loan or mortgage, is endorsed by the Department of Agriculture. It's available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages mean no down payment is needed, making it an appealing option for rural home seekers.
11110 Dovedale Ct, Suite 28A, Marriottsville, MD, 21104
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
"An agency with the Honesty and Integrity that comes with a Handshake"! Apply now. 1% down payments, purchase loans, refinance loans, FHA loans, and more. Licensed in Maryland. Also licensed for Title, Property & Casualty Life &health insurance, providing homeowners, landlord, renters, auto, business and even more insurance protection for you and f
7000 Security Boulevard, Suite 110, Baltimore, MD, 21244
Mortgage Affiliates Inc. was established with the mission of creating extraordinary mortgage solutions. That mission continues to be a driving force through today. Mortgage Affiliates has always sought out the nation’s most creative and responsible lenders. Our financial products vary from simple to simply spectacular.
Founded in 1938, our original charter was to serve the financial needs of employees of the Social Security Administration. Today we are one of the largest credit unions in the state of Maryland and provide financial services to meet the needs of more than 35, 000 members, with $390 million in assets, representing our core common sponsor groups.
Johns Hopkins Federal Credit Union was founded by a small group of Johns Hopkins University employees in 1971. As a credit union, our charter allows us to serve various groups. In our case, we have stuck to our roots, expanding to serve other Johns Hopkins and related entities. We truly are built by and for the Hopkins community.
Nymeo is a cooperative, not-for-profit credit union dedicated to personalized services for its members.
If you live, work, worship, attend school or conduct business in Frederick County Maryland, you are welcome to become a member! Since we are a nonprofit, we have members NOT customers.
Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
602 Center Street, Suite 107, Mount Airy, MD, 21771
Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction
Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.
330 Raleigh Street, Unit 2, Holly Springs, NC, 27540
Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients.
Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.
