USDA Vs. FHA your options comparison in King-George, King George County, VA

In 2026, the USDA loan limit for King-George, in the county of King George, VA, is $287,000. Meanwhile, the FHA limit for a single-family home is $358,800.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial circumstances in .

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in King-George, King George, VA

Loan Type Loan Limit Down Payment
USDA $287,000 0%
FHA $358,800 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in King-George, VA

Lendersa® is committed to securing the best USDA or FHA loan swiftly and easily. Choose one of three starting paths for connecting with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VA?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



King-George Lenders

  • Topside FCU
  • 17442 Dahlgren Road, Dahlgren, VA, 22448
  • Lends in Virginia
  • Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union

  • Churchill Mortgage Company
  • 1 Waterbury Court, Stafford, VA, 22554
  • Lends in Virginia
  • Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.

  • Priority Financial, LLC
  • 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
  • Lends in Virginia
  • Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Motion Mortgage, Inc
  • 385 Garrisonville Road, Suite 97, Stafford, VA, 22554
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • America's Choice Mortgage Company
  • PO Box 2525, Stafford, VA, 22554
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Virginia Partners Bank
  • 410 William Street, Fredericksburg, VA, 22401
  • Lends in Virginia
  • Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.

  • Security Trust Mortgage LLC
  • 1407 Hearthstone Drive, Fredericksburg, VA, 22401
  • Lends in Virginia
  • At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options

  • NEW DOMINION FINANCIAL
  • 2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
  • Lends in Virginia
  • NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.

  • Bayfield Home Loans LLC
  • 1127 International Parkway, Fredericksburg, VA, 22406
  • Lends in Virginia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.