USDA and FHA Pro and Con in King-George, King George County, VA

In 2026, the USDA loan limit for King-George, in the county of King George, VA, is $287,000. Meanwhile, the FHA limit for a single-family home is $358,800.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial circumstances in .

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2026 Loan Limits and Downpayment Requirements in King-George, King George, VA

Loan Type Loan Limit Down Payment
USDA $287,000 0%
FHA $358,800 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in King-George, VA

Lendersa® is committed to securing the best USDA or FHA loan swiftly and easily. Choose one of three starting paths for connecting with matching lenders and USDA loan programs.

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What is a USDA Loan in VA?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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