USDA Loan Vs. FHA loan pro & con for King-George, King George County, VA

In 2025, USDA loan limit in King-George, county of King George, VA is $287,000 while FHA limit is $358,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in King-George, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(713) 784-9200 1189 miles Lender's profile and map Reviews AMTEX LOAN, LLC 241 Farnworth Ln, League City, TX, 77573 Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership
(972) 621-1775 1189 miles Lender's profile and map Reviews BAYMONT MORTGAGE LLC 238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(832) 860-2000 1189 miles Lender's profile and map Reviews Baymont Mortgage 238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573 Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.
(281) 892-1595 1189 miles Lender's profile and map Reviews Mortgage Associates Houston's Low Rate Leader 1506 E Broadway St, Suite 102, Houston, TX, 77012 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(682) 207-3886 1190 miles Lender's profile and map Reviews My Credit Union 13016 Highway 287, Haslet, TX, 76052 My Credit Union has been open since 1975. The credit union has assets totaling $61.64 Million and provides banking services to more than 7, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(972) 435-2574 1190 miles Lender's profile and map Reviews The Cowboy Bank of Texas 100 Main Street, Maypearl, TX, 76064 There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.
(281) 876-7576 1190 miles Lender's profile and map Reviews Light Commerce Credit Union 11235 Crown Park Drive, Houston, TX, 77067 Light Commerce Credit Union (“LCCU”) opened for business on January 31, 2004. Our field of membership includes all New Light Church members, A.I.M. Pastors, and residents/employees of Faith Village Apartments. Once a member of LCCU, all relatives by blood or marriage and friends are welcome to join.
(713) 675-3000 1190 miles Lender's profile and map Reviews OMOM FCU 4000 Sumpter Street, Suite A, Houston, TX, 77020 OMOM FCU opened its doors in 1965 with 10 members and $5.00 each. Today the credit union has over 750 members with $2.1 million dollars in assets. The credit union is governed by the National Credit Union Administration and presently has a nine-member board with a credit committee, supervisory committee and a marketing committee.
(713) 772-5363 1190 miles Lender's profile and map Reviews Tiana Ochoa Mortgages 4614 East Freeway, Houston, TX, 77020 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
(713) 852-6700 1190 miles Lender's profile and map Reviews Texas Bay Credit Union 12611 Fuqua Street, Houston, TX, 77034 Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible. We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
(281) 276-1800 1190 miles Lender's profile and map Reviews Texan Bank, National Association 12941 Gulf Freeway, Suite 100, Houston, TX, 77034 Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011