USDA and FHA Pro and Con in King-George, King George County, VA

In 2025, the USDA loan limit for King-George, in the county of King George, VA, is $287,000. Meanwhile, the FHA limit for a single-family home is $358,800.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in King-George, King George, VA

Loan Type Loan Limit Down Payment
USDA $287,000 0%
FHA $358,800 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in King-George, VA

Lendersa® is committed to securing the best USDA or FHA loan swiftly and easily. Choose one of three starting paths for connecting with matching lenders and USDA loan programs.

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What is a USDA Loan in VA?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greenville Savings Bank
  • 233 Main Street, Greenville, PA, 16125
  • Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
  • Bessemer System FCU
  • 106 Woodfield Drive, Greenville, PA, 16125
  • Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
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  • 125 Wireless Boulevard, Hauppauge, NY, 11788
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  • Long Island Alliance Federal Credit Union
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  • The Long Island Alliance Federal Credit Union has been in existence since 1938. We started out as the New York Highway Engineers Federal Credit Union and in the early sixties expanded our field of membership to include all New York State Employees who live and work on Long Island.
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  • Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
  • Evolution Mortgage Inc
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  • Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
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  • Home Reliance Capital
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