For 2026, the USDA loan cap in Lake-Land'Or, county of Caroline, VA is $428,720. The FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This allows you to determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you select the program in that best fits your financial needs.
2026 Loan Limits and Downpayment Requirements in Lake-Land'Or, County of Caroline, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,720
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Land'Or, VA
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you, hassle-free. Choose your starting point from three options that connect you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. It is available exclusively in rural areas, and unlike FHA loans which require a minimum of 3.5% down payment, USDA loans require none.
11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
Lends in Virginia
Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
"CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients.
We have been nailing it since 1997 and haven’t looked back."
Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
3900 Westerre Parkway, Suite 300, Richmond, VA, 23233
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3900 Westerre Parkway, Suite 100, Richmond, VA, 23233
Lends in Virginia
Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.
