USDA Vs. FHA your options comparison in Lake-Monticello, Fluvanna County, VA
During 2025, the USDA loan limit in Lake-Monticello, within the county of Fluvanna, VA, is set at $349,600. In comparison, the FHA cap for a single-family home is $437,000.
To compare the most favorable USDA and FHA rates today, use the Lendersa® USDA loan calculator. This will help you check the income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, assisting you to choose what suits your financial needs best in .
Loan Limits and Down Payment Requirements for 2025 in Lake-Monticello, Fluvanna county, VA
Loan Type
Loan Limit
Down Payment
USDA
$349,600
0%
FHA
$437,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Monticello, VA
The mission of Lendersa® is to promptly provide you with the optimal USDA or FHA loan, free from unnecessary hassle. Start with any of the three methods to be matched with suitable lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage doesn’t require any down payment.
11150 W. Olympic Blvd, Suite 600, Los Angeles, CA, 90064
Founded in 2003 as a specialty finance company, Residential Mortgage Solution (RMS) has participated on over 250 distinct buy and sell side transactions totaling over $10 billion in principal balance (UPB) as well as provided surveillance services on over $60 billion in UPB over a 18 year period.
11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.
2999 Overland Ave, Suite 116, Los Angeles, CA, 90064
Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
11500 W Olympic Blvd, Suite 560, Los Angeles, CA, 90064
Clear Capital Lending are a full service Mortgage Banker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064
"Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs.
Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
LoanMart was founded on a mission to provide superior service to customers while establishing a stable, financially responsible company. LoanMart has an established an outstanding reputation for quality service, credited to our dedicated employees. The success of our organization is due to our Commitment, Accountability.
7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price
7120 Hayvenhurst Avenue, Suite 217, Lake Balboa, CA, 91406
Jennifer founded the Gamero Group. This has set her apart from the rest by providing her clients with added services and support in areas such as, transaction coordinating,high tech marketing and client relations. Whether you are looking for a modest starter home or a luxury estate, Jennifer Gamero is here for all your Real Estate needs
7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
"Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including:
Fixed Rate
Adjustable Rate
Conventional
FHA
va
Jumbo"
Streit Lending (www.streitlending.com) is the bridge and construction lending business affiliated with the Streit Family. We provide borrowers with direct access to private capital through the financial strength and liquidity of the Streit Family. All loans are funded using the Streit Family balance sheet.
UIAL is founded and managed by Al Tabrizi since 2008. With over 25 years of experience in real estate, real estate development, mortgage banking, equity investments, Union Investments' management and its partners are offering investors opportunities created by the current economy to generate high yield returns.
