USDA Vs. FHA your options comparison in Cascades, Loudoun County, VA
For the year 2025, in Cascades, situated in Loudoun county, VA, the USDA loan cap is $776,600, while for a single-family home, the FHA limit is $1,089,300.
With Lendersa® USDA loan calculator, you can compare the best USDA and FHA rates available today, and ascertain the income, credit, reserves, and documents necessary to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to guide you in selecting the best program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Cascades, Loudoun county, VA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Cascades, VA
The mission of Lendersa® is to quickly and effortlessly get you the most fitting USDA or FHA loan. You can initiate with any of the three approaches that align you with appropriate lenders and USDA loan schemes.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Differing from FHA loans that necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.
AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
The First National Bank of Absecon combines old neighborhood values with proven technology offerings to provide customers with reliable services. Our strength is providing core-banking services in a very personal, stress free and ethical manner along with maintaining a complete understanding of the ever-changing markets, which we serve.
At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
"TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage
Residential or Commercial.
Spirit Financial CU was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union’s expanded legacy of serving the financial needs of various other employee groups.
At Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing
