USDA VS FHA in Cascades, Loudoun County, VA

For the year 2026, in Cascades, situated in Loudoun county, VA, the USDA loan cap is $776,600, while for a single-family home, the FHA limit is $1,089,300.

With Lendersa® USDA loan calculator, you can compare the best USDA and FHA rates available today, and ascertain the income, credit, reserves, and documents necessary to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to guide you in selecting the best program in for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Cascades, Loudoun county, VA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Cascades, VA

The mission of Lendersa® is to quickly and effortlessly get you the most fitting USDA or FHA loan. You can initiate with any of the three approaches that align you with appropriate lenders and USDA loan schemes.

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Explaining USDA Loans in VA

A USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Differing from FHA loans that necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wesley Mortgage
  • 9009 Carothers Pkwy, Suite A-3, Franklin, TN, 37067
  • Wesley opened its doors with a simple goal in mind: getting good people into good homes. It sounded simple enough, but it’s been a long road to get here, and our team has moved mountains to bring this dream to life. Wesley Mortgage is your local mortgage company based
    right here in Franklin, Tennessee.

  • Patriot Mortgage Group Inc
  • 3401 Mallory Lane, Suite 209, Franklin, TN, 37067
  • We’re a group of mortgage professionals that got tired of working at large lenders and seeing them take advantage of their customer’s trust. That’s why we left, took our years of experience, and decided to create Patriot Mortgage Group.We are a mortgage broker. Mortgage brokers don’t work directly for any lender.

  • FirstBank Mortgage
  • 341 Cool Springs Blvd, Suite 100, Franklin, TN, 37067
  • FirstBank Mortgage, our core purpose is to help other people get to a better place.

    That better place may be the fulfillment that comes by helping to pay for their kid’s college tuition, helping with medical bills of a family member, or going on that vacation that they used to think was impossible

  • Music City Mortgage
  • 128 Holiday Court, Suite 121, Franklin, TN, 37067
  • Music City Mortgage, Inc. is family owned and operated. We are available for you 7 days a week. We answer our phones and emails and can get you pre-approved morning, noon or evening. With over 25 years in the business, our team is committed to providing our clients with the highest quality mortgage services.

  • REGIONAL federal credit union
  • 7144 Kennedy Avenue, Hammond, IN, 46323
  • REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000

  • FinAns Federal Credit Union
  • 7017 Kennedy Avenue, Hammond, IN, 46323
  • 1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.

  • Awakon Federal Credit Union
  • 20855 Washington Ave., Onaway, MI, 49765
  • Awakon Federal Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. Awakon Federal Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens.

  • Home Loan Pros, Inc
  • 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
  • Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.

  • Jack Daniel Employees' Credit Union
  • 488 Majors Boulevard, Lynchburg, TN, 37352
  • At Jack Daniel Employees’ Credit Union. Founded in 1977, Jack Daniel Employees’ Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members. Credit unions were formed with one concept in mind, “people helping people”. This simple idea created an enormous movement.