USDA and FHA Pro and Con in Mantua, Fairfax County, VA

In the year 2026, the limit for USDA loans in Mantua, located in the county of Fairfax, VA, is $657,900. Meanwhile, the FHA loan limit for a single-family home is $1,089,300 in the same area.

To evaluate today's competitive rates and the requirements to qualify, use the Lendersa® USDA loan calculator. Compare USDA and FHA options, assessing income, credit, savings, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program to suit your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Mantua, Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Mantua, VA

Lendersa® is dedicated to quickly and effortlessly securing the most favorable USDA or FHA loans for you. Choose from three initial steps that connect you with lenders and USDA programs.

Lendersa USDA loan request results

Understanding USDA Loans in VA

A USDA home loan, also known as a USDA mortgage or rural development loan, is a government-backed loan by the Department of Agriculture. It is exclusive to rural locations and requires no down payment, unlike FHA loans, which mandate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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