In 2026, the USDA loan cap in Vienna, within the county of Fairfax, VA is $657,900, whereas the limit for FHA loans is $1,089,300 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA versus FHA rates. Through this tool, you can ascertain the income, credit requirements, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program in Alabama tailored to your financial needs.
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| Loan Category | Maximum Loan Value | Minimum Down Payment | |
| USDA | $657,900 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
The mission of Lendersa® is to quickly and smoothly secure the best USDA or FHA loans for you. Choose one of these three options to find compatible lenders and USDA loan programs.
A USDA home loan is backed by the United States Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is accessible in only rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans offer a no-down-payment option.
Enter your location to find out if it qualifies for USDA rural housing loan?
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