USDA Vs. FHA Pro and Con comparison in Vienna, Fairfax County, VA
In 2025, the USDA loan cap in Vienna, within the county of Fairfax, VA is $657,900, whereas the limit for FHA loans is $1,089,300 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA versus FHA rates. Through this tool, you can ascertain the income, credit requirements, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program in Alabama tailored to your financial needs.
Loan ceilings and down payment guidelines for 2025 in Vienna, Fairfax county, VA
Loan Category
Maximum Loan Value
Minimum Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loans in Vienna, VA
The mission of Lendersa® is to quickly and smoothly secure the best USDA or FHA loans for you. Choose one of these three options to find compatible lenders and USDA loan programs.
A USDA home loan is backed by the United States Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is accessible in only rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans offer a no-down-payment option.
2147 Old Greenbrier Rd, Suite A, Chesapeake, VA, 23320
Atlantic Financial Services is a family-owned company that has provided traditional installment lending for more than 20 years. Burnie Staples is the founder and President of Atlantic Financial Services. We are committed to valuing and enriching our customers and employees and being a leader in innovation and technology.
At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.
The Fort Dix Federal Credit Union was first organized May 1, 1963 under the leadership of SGM. Max Martin and CW4 Clarence Lines. At the onset there were 12 members in a subscriber group and the maximum loan was set at $150.00. Within the first 8 months the membership swelled to more than 700 members.
Credit Union of New Jersey started in 1943 as the credit union for state highway employees offering only loans and savings accounts. Over the years, the credit union has developed into a full service credit union offering financial services from checking to investments and loan solutions from commercial mortgages to personal loans.
520 Jefferson Avenue, 5th Floor, Suite 501, Jeannette, PA, 15644
JDMH FCU is a democratic, non-profit financial organization chartered by the Federal Government which is owned & operated by the members and exists solely to benefit them. Membership is open to all employees of Excela Health Westmoreland Hospital; retirees of Mercy Jeannette Hospital; Excela volunteers; employees of the credit union.
Franklin Regional Schools Federal Credit Union was founded in 1967 to give the faculty and administration of the school district a convenient means to obtain loans and other financial services. Currently FRSFCU has 450 members and has been helping its members obtain the financing necessary to meet their individual needs.
The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.
First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25' building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
