In 2026, the USDA loan cap in Vienna, within the county of Fairfax, VA is $657,900, whereas the limit for FHA loans is $1,089,300 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA versus FHA rates. Through this tool, you can ascertain the income, credit requirements, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program in Alabama tailored to your financial needs.
Loan ceilings and down payment guidelines for 2026 in Vienna, Fairfax county, VA
Loan Category
Maximum Loan Value
Minimum Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loans in Vienna, VA
The mission of Lendersa® is to quickly and smoothly secure the best USDA or FHA loans for you. Choose one of these three options to find compatible lenders and USDA loan programs.
A USDA home loan is backed by the United States Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is accessible in only rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans offer a no-down-payment option.
A mortgage broker with over three decades of industry experience, Jonathan Lyons founded the Lyons Group Inc in 1991 with the goal of providing honest and direct financial assessments for clients in the Washington metropolitan area. Whether purchasing a home, refinancing for a lower rate or tapping home equity
We are a specialty mortgage boutique offering customized lending solutions to clients in DC, MD, and VA. Headquartered in downtown Vienna, VA, our firm serves a diverse and loyal customer base. Our differentiated service allows us the unique opportunity to optimize our clients’ present borrowing capacities for an advantageous financial future.
Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.
Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.
As a small business owner, your top priority is growing your business, and purchasing real estate, renovating a property you already own or refinancing real estate debt can be a great way. We are offering SBA, commercial, construction, and lite/ no doc commercial loans. This is the center of your one-step solution!
99% of 4Ever Lending USA’s team are now Homeowners. We’ve engineered our processes to get our clients the best rates, customized lending options that help them close 3x faster than the industry average. If you’re on a deadline…we’re here for you.
At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors.
Old Dominion will be the premier community Bank in our markets through excellence in employee engagement, customer service, financial performance, and community involvement. Our Mission is to build long-lasting, trustworthy relationships with our employees, customers, shareholders, and communities.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
