In 2025, the USDA loan limit in Merrifield, Fairfax, VA is $657,900, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare top USDA and FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $657,900 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to connect you with the optimal USDA or FHA loan quickly and without hassle. Choose from three ways to access matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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