USDA and FHA Pro and Con in Oakton, Fairfax County, VA
For 2026, the USDA loan limit in Oakton, within the county of Fairfax, VA, is $657,900. Meanwhile, the FHA limit for single-family homes is $1,089,300.
To explore today’s best USDA VS FHA loan rates, use the Lendersa® USDA loan calculator, which also helps you understand the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the best program for your financial requirements in .
2026 Loan Limits and Down Payment Requirements in Oakton, Fairfax, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in Oakton, VA
The primary aim of Lendersa® is to facilitate a swift acquisition of the most suitable USDA or FHA loan hassle-free. Start by selecting one of three paths to match with lenders and check out USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage. It's available only in rural areas and does not require a down payment, unlike FHA loans that require at least 3.5% down payment.
Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.
Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.
A mortgage broker with over three decades of industry experience, Jonathan Lyons founded the Lyons Group Inc in 1991 with the goal of providing honest and direct financial assessments for clients in the Washington metropolitan area. Whether purchasing a home, refinancing for a lower rate or tapping home equity
We are a specialty mortgage boutique offering customized lending solutions to clients in DC, MD, and VA. Headquartered in downtown Vienna, VA, our firm serves a diverse and loyal customer base. Our differentiated service allows us the unique opportunity to optimize our clients’ present borrowing capacities for an advantageous financial future.
6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6924 A Little River Turnpike, Annandale, VA, 22003
Lends in Virginia
Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.
7345 McWhorter Place, Suite 110, Annandale, VA, 22003
Lends in Virginia
At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.
We have the same financial services as a bank, with a few major differences;
Our members own this financial institution; banks are owned by their stockholders.
Congressional Federal was established in 1953 as Congressional Employees Federal Credit Union. Our first branch looked nothing like the modern facilities our members enjoy today. In fact, we were located in the Folding Room in the basement of the Longworth Building, essentially operating out of a desk drawer.
