USDA Vs. FHA your options comparison in Oakton, Fairfax County, VA

In 2025, USDA loan limit in Oakton, county of Fairfax, VA is $657,900 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Oakton, county of Fairfax, VA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Oakton, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Anchor Bank
  • 4500 PGA Boulevard ·, Suite 111, Palm Beach Gardens, FL, 33418
  • Anchor Bank was organized as a Florida-chartered bank in 2005 and opened our first banking center on March 23rd at 13951 U.S. Highway One in Juno Beach, Florida. Since then, we have added two additional full-service banking centers at 1180 N. Federal Highway in Boca Raton and 4500 PGA Boulevard in Palm Beach Gardens
  • Wallstreet Mortgage and Realty Inc
  • 6231 PGA Blvd, Suite 104166, Palm Beach Gardens, FL, 33418
  • Wallstreet Mortgage and Realty is committed to helping you find the right mortgage product for your real estate financing needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest.
  • Interconnect Mortgage
  • 5220 Hood Road Ste. 110-A, Palm Beach Gardens, FL, 33418
  • Interconnect Mortgage teams are your local Mortgage Experts who are proud to offer an expansive range of mortgage options to suit every financial situation. Our competitive interest rates and flexible products help make buying your dream home or refinancing your existing home a smooth and stress-free process.
  • CTC Mortgage
  • 4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418
  • CTC Mortgage Company (NMLS # 371182) was developed for the purpose of providing customers with an exclusive financing service that is, not only competatively priced, but focused on providing customers with an unparalleled level of service. Our experienced representatives will help guide you through every step
  • Peak Home Loans
  • 360 Central Ave., 8th Floor, St. Petersburg, FL, 34210
  • Peak Home Loans is a Mortgage Lender in FL, CA, PA & TX expanding across the country. What makes Peak Home Loans Different? 1.) There are no middlemen between us and the borrower; we beat broker rates and retail branch rates. We charge NO junk fees. 2.) We're driven by the nation's most powerful, efficient.
  • CLuisMortgages, LLC
  • 7988 Glenbrooke Lane, Sarasota, FL, 34243
  • Chris Luis is your premier mortgage expert located in Florida. He prides himself on making the loan process simple, straightforward and fast for any homebuyer. A 97% Customer Satisfaction Rating and 98% Final Approval Average. That is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 93%
  • Sunrise Financial Services Inc.
  • 1275 Whitfield Ave, Sarasota, FL, 34243
  • The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • farmbank
  • 701 North Pearl Street, Milan, MO, 63556
  • farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
  • ECM Federal Credit Union
  • 665 Highland Colony Parkway, Ridgeland, MS, 39157
  • At ECM Federal Credit Union! We are a member-owned credit union. When you join the family, you can take advantage of banking services, competitive rates, and personalized service. ECM Federal Credit Union has been open since 1967. It is the 25th largest credit union in Mississippi with assets totaling $25.84 Million
  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi. At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.