USDA Vs. FHA your options comparison in Oakton, Fairfax County, VA
For 2025, the USDA loan limit in Oakton, within the county of Fairfax, VA, is $657,900. Meanwhile, the FHA limit for single-family homes is $1,089,300.
To explore today’s best USDA VS FHA loan rates, use the Lendersa® USDA loan calculator, which also helps you understand the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the best program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Oakton, Fairfax, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in Oakton, VA
The primary aim of Lendersa® is to facilitate a swift acquisition of the most suitable USDA or FHA loan hassle-free. Start by selecting one of three paths to match with lenders and check out USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage. It's available only in rural areas and does not require a down payment, unlike FHA loans that require at least 3.5% down payment.
2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295
Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295
At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
Lender Express Mortgage We make sure that we have access to a wide spectrum of cutting-edge mortgage products to make sure we can offer more options to our diverse customer base. Our portfolio of loan products include traditional products such as conventional, FHA, VA, USDA, jumbo loans, down payment assistance, non-QM and more
1818 East Southern Avenue, Suite 15C, Mesa, AZ, 85204
Starwest has built a strong reputation since 2003 as an outstanding mortgage brokerage firm. An A+ member of the BBB, Starwest is serving the lending needs of current homeowners, real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage broker with a combined 24 years of experience
1910 South Stapley Drive, Suite 221, Mesa, AZ, 85204
Echo Home Loans is a wholesale mortgage broker working with some of the best lenders in the Nation. This gives our mortgage experts the flexibility to find the best suited loan product for each individual clients needs.Echo Home Loans is currently licensed to broker in five states We are actively writing Conforming, FHA, VA, USDA and more.
3048 East Baseline Road, Suite 103, Mesa, AZ, 85204
Windsor Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
HMLS is specialty lender providing mortgages for Arizona professionals who require rapid credit decisions, personal service, “common-sense” underwriting, and guaranteed, on-time funding.
Its principals have been lending in Arizona since 1993, and built a reputation in the professional community by providing
Arizona Hard Money Lenders simplifies real estate funding with unmatched speed and flexibility. Specializing in fast approvals, we cater to property flippers, builders, and equity seekers, offering customized solutions for over a decade. Trust us to deliver when others can't—closing deals in as little as 24 to 48 hours. Speak with Doug Daly for you
Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country.
Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish
