USDA and FHA Pro and Con in Newington, Fairfax County, VA

During 2026, the USDA loan limit in Newington, within the county of Fairfax, VA, is established at $657,900. Meanwhile, the FHA limit for a single-family residence is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates. This tool helps you ascertain the required income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program suited to your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Newington, Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Newington, VA

Lendersa® aims to secure the most favorable USDA or FHA loan for you swiftly and seamlessly. Choose one of the three available starting methods to connect with lenders and discover appropriate USDA loan programs.

Lendersa USDA loan inquiry and match results

Understanding What USDA Loans Are in VA

A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural neighborhoods. While FHA loans require a minimum 3.5% down payment, USDA loans come with the benefit of no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Onyx Mortgage Group
  • PO Box 292901, Nashville, TN, 37229
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Tennessee Department of Safety credit union
  • 1150 Foster Avenue, Nashville, TN, 37243
  • The Tennessee Department of Safety Credit Union is a financial organization chartered in the state of Tennessee. The credit union is a cooperative non-profit institution organized to promote thrift and provide an economical source of confidential credit for those who belong. The members elect a five-member Board of Directors to set policies.

  • The Sacramento Deposit Bank
  • 335 Main Street, Sacramento, KY, 42372
  • The Sacramento Deposit Bank was given a first authorization on October 14, 1895 by and between J.T. Morehead, Wilson & Gabbert, Coffman Brazzell Company, J.R. Vickers, G. Quisenberry, Gish and Igleheart, Wm. Jagoe Sr, T.W. Whitmer, A.J. Milan, J.A. Shutt, G.W. Martin, all of McLean County, Kentucky

  • Key Mortgage Experts
  • 629 Vickery Park Dr, Nolensville, TN, 37135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Tennessee Employees Credit Union
  • 220 French Landing Drive, Nashville, TN, 37228
  • Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Parthenon Federal Credit Union
  • 2204 Rosa L Parks Boulevard, Nashville, TN, 37228
  • Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.

  • Pathway Lending
  • 201 Venture Circle, Nashville, TN, 37228
  • Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.

  • Affordable Housing Resources
  • 50 Vantage Way, Suite 107, Nashville, TN, 37228
  • Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families