USDA Vs. FHA your options comparison in Newington, Fairfax County, VA
During 2025, the USDA loan limit in Newington, within the county of Fairfax, VA, is established at $657,900. Meanwhile, the FHA limit for a single-family residence is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates. This tool helps you ascertain the required income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program suited to your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Newington, Fairfax, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Newington, VA
Lendersa® aims to secure the most favorable USDA or FHA loan for you swiftly and seamlessly. Choose one of the three available starting methods to connect with lenders and discover appropriate USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural neighborhoods. While FHA loans require a minimum 3.5% down payment, USDA loans come with the benefit of no down payment.
The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
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