USDA Loan Vs. FHA loan for Newington-Forest, VA [Fairfax County ]

For the year 2025, in Newington-Forest situated in the county of Fairfax, VA, the USDA loan threshold stands at $657,900. In contrast, the FHA limit for a single home unit is set at $822,375.

Utilize the Lendersa® USDA loan calculator to effectively contrast today’s USDA with FHA premium rates. This tool aids in assessing the income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA programs side-by-side, empowering you to choose the best program in that fits your financial needs.

Options for USDA and FHA loans in Newington-Forest, VA

The objective of Lendersa® is to secure the most advantageous USDA or FHA loan for you, swiftly and with minimal fuss. Choose from three starting points that will pair you with matching lenders and USDA loan programs.

Defining a USDA Loan in VA

The USDA home loan, endorsed by the U.S. Department of Agriculture, is commonly referred to as either a USDA rural development loan or USDA mortgage. Such loans are available solely in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, the USDA mortgage requires zero down payment.

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(724) 444-8181 Lender's profile and map Reviews North Districts Community Credit Union 5321 William Flynn Highway, Gibsonia, PA, 15044 The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
(412) 638-9980 Lender's profile and map Reviews CCC Holdings, LLC 4791 Au Sable Dr, Gibsonia, PA, 15044 Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
(412) 250-4663 Lender's profile and map Reviews Stonebridge Home Mortgage, llc 100 Cobblestone Court, Oakdale, PA, 15071 At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
(973) 927-0400 Lender's profile and map Reviews American Federal Mortgage Corporation 360 Route 24, Chester, NJ, 07930 American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
(908) 222-9511 Lender's profile and map Reviews Alliance Mortgage Finance LLC 900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080 As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
(732) 747-7800 Lender's profile and map Reviews K Hovnanian American Mortgage 90 Matawan Rd, Matawan, NJ, 07747 Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
(732) 225-1505 Lender's profile and map Reviews Pinnacle Federal Credit Union 135 Raritan Center Parkway, Edison, NJ, 08837 Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.
(800) 205-5626 Lender's profile and map Reviews Arkad Capital 107 Park Ave, Plainfield, NJ, 07060 "Arkad Capital is the creation of three real estate entrepreneurs and their constant pursuit of higher real estate investing performance. With combined Main St. and Wall St. Knowledge, Arkad Capital brings great value to its borrowers by offering highly competitive terms, industry knowledge, and outside of the box lending."
(800) 538-3847 Lender's profile and map Reviews Whitehall Mortgage Financial 306 S Keyser Ave, Old Forge, PA, 18518 Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.
(908) 858-2220 Lender's profile and map Reviews HomeGotOwned 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069 We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
(732) 302-1243 Lender's profile and map Reviews TOP VINE MORTGAGE SERVICES, L.L.C. 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069 Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,
(973) 691-9944 Lender's profile and map Reviews Homepath Lending llc 227 Rt 206 N, Flanders, NJ, 7836 Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.