FHA Vs. USDA loan program for Newington-Forest, Fairfax County, Virginia

For the year 2025, in Newington-Forest situated in the county of Fairfax, VA, the USDA loan threshold stands at $657,900. In contrast, the FHA limit for a single home unit is set at $822,375.

Utilize the Lendersa® USDA loan calculator to effectively contrast today’s USDA with FHA premium rates. This tool aids in assessing the income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA programs side-by-side, empowering you to choose the best program in that fits your financial needs.

Options for USDA and FHA loans in Newington-Forest, VA

The objective of Lendersa® is to secure the most advantageous USDA or FHA loan for you, swiftly and with minimal fuss. Choose from three starting points that will pair you with matching lenders and USDA loan programs.

Defining a USDA Loan in VA

The USDA home loan, endorsed by the U.S. Department of Agriculture, is commonly referred to as either a USDA rural development loan or USDA mortgage. Such loans are available solely in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, the USDA mortgage requires zero down payment.

Get top 10
USDA LENDERS
customized to yout needes

(503) 270-8596 Lender's profile and map Reviews U-Mortgage 201 NE Park Plaza Dr, Suite 135, Vancouver, WA, 98684 Our mission is to serve our clients with honesty, integrity and competence. Our goal is to not only provide home loans, but to educate our clients so they have a complete understanding on how the loan itself works. It is our belief that the more you know and understand how your loan operates.
(360) 901-3210 Lender's profile and map Reviews Lloyd White, Jr 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684 Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.
(360) 910-3290 Lender's profile and map Reviews NW Funding Group- Bill Black 12411 SE 2nd circle, Vancouver, WA, 98684 We are a full-service mortgage company based in Vancouver, WA. We specialize in Jumbo- 12 month Bank Statement in Vancouver. We also serve the surrounding cities in Clark County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, a better rate and term, we can assist you.
(844) 539-6631 Lender's profile and map Reviews Key One Financial Inc. 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684 Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.
(360) 836-5279 Lender's profile and map Reviews DIRECTORS MORTGAGE 315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684 Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..
(360) 567-0752 Lender's profile and map Reviews NorthWest Funding Group 12411 SE 2nd Cir, Vancouver, WA, 98684 The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true
(805) 253-0778 Lender's profile and map Reviews AltLender Mortgage 1564 Seabridge Lane, Oxnard, CA, 93035 "AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines. Our programs are ideal for: • Self-Employed borrowers who have too many write-offs on their tax returns"
(805) 979-9036 Lender's profile and map Reviews Bluestar Funding Corporation 1000 Town Center Drive, Suite 300, Oxnard, CA, 93035 Bluestar Funding works for you. When you need a home loan to buy a house or refinance a property, Bluestar Home Loans will help. We opened our locally owned mortgage broker in 2002. Getting to work with homeowners is exciting as we get to help people through the mortgage process, bring you the best interest rate and closing costs,
(360) 254-0909 Lender's profile and map Reviews Cascade Home Loans 16508 Southeast 24th Street, Suite 102, Vancouver, WA, 98683 Cascade Home Loans Helping others to buy, sell and finance real estate is what drives us and dealing with the challenges along the way. Today there is no shortage of challenges and we believe the constant changes are what keep us excited about this industry. Sure, it would nice if everything was easier but hard things tend to be the better.
(360) 448-6077 Lender's profile and map Reviews ADAIR FINANCIAL SERVICE LLC 1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683 Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.
(503) 760-5304 Lender's profile and map Reviews NW Priority Credit Union 12630 SE Division, Portland, OR, 97236 NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
(503) 829-4760 Lender's profile and map Reviews Oregon Home Mortgage 1585 W Main St, Suite S, Molalla, OR, 97038 At Oregon Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.