USDA Vs. FHA your options comparison in Springfield, Fairfax County, VA
In 2025, the USDA loan cap in Springfield, Fairfax, VA, is $657,900, while the FHA limit is $1,089,300 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today, and find out the income, credit score, reserves, and documents required to qualify. See USDA, FHA, Conforming, and VA options side by side in our advanced mortgage calculator to help you decide which program in suits your financial needs best.
Loan Limits and Down Payment Needs for 2025 in Springfield, Fairfax, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loans in Springfield, VA
Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Choose one of three options that match you with lenders offering USDA programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, is also referred to as the USDA rural development loan or mortgage. It's available only in rural areas and does not require any down payment, unlike FHA loans that need a minimum of 3.5% down payment.
4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
"Lending Bee was established over a decade ago, and since then, has built a vast foundation of knowledge and experience. Our trained professionals are available to assist and guide you through the entire course of lending and financing.
We understand that every hard money loan borrower is different and no situation is the same."
4605 Lankershim Blvd, Suite 421, North Hollywood, CA, 91602
LBC Mortgage Solutions began as a small company back in 2008, focusing on residential mortgages, hard money lending, purchase money loans and FHA Financing for California residents.As time went by, we managed to establish a reputation of trustworthy provider of comprehensive real estate services.
23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321
Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.
Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.
Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.
1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.
3037 West Jefferson Boulevard, Los Angeles, CA, 90018
JACom Credit Union we offer a variety of loans to meet your borrowing needs. All loan approvals are subject to credit and income evaluation. Rates vary depending on one’s credit worthiness, terms, and amount financed. Rates and terms are subject to change without notice. Most credit unions are the result of an unfulfilled need for service.
12423 Kittridge Street, North Hollywood, CA, 91606
CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
6400 Laurel Canyon Blvd. Suite 620, NORTH HOLLYWOOD, CA, 91606
Direct hard money lending company. Offers competetive loan products to investor borrowers looking to leverage in the real estate inevstment market . We have a team of borrowers, brokers,marketers and private individual investors whom we have built a network with, to continue being one of the elites in this competitive market.
4605 Lankershim Blvd., Suite 419, North Hollywood, CA, 91606
LBC Capital is a unique California private money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans , no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
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