USDA Vs. FHA Pro and Con comparison in West-Springfield, Fairfax County, VA
In 2025, USDA loan limit in West-Springfield, county of Fairfax, VA is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in West-Springfield, county of Fairfax, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in West-Springfield, VA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.
6445 Lake Road Terrace, Suite 100, Saint Paul, MN, 55125
We are a not-for-profit financial institution exclusively serving the members of the U.A. Local #455 Pipefitters Steamfitters and their families. Our philosophy being, “We are member-owned, dedicated to fitting your financial needs”. We are a not-for-profit cooperative, meaning we return all of our profits to the members through lower fees.
As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients
3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
"Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years.
Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc
7950 North West 53 Street, Suite 337, Miami, FL, 33166
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at The Paramount Funding Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
