USDA and FHA Pro and Con in Radford, Radford County, VA
In 2025, the USDA loan limit for Radford in Radford, VA reaches $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's USDA versus FHA top rates. Identify the necessary income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your financial scenario in .
2025 Loan Limits and Down Payment Needs in Radford, Radford county, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Radford, VA
Lendersa® is committed to swiftly providing the optimal USDA loan or FHA loan without hassle. Choose from three starting points to connect with relevant lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for rural neighborhoods exclusively. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage loan necessitates no down payment at all.
SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.
Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.
Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.
Nucor Employee's Credit Union was founded in late October 1962. The need for the credit union arose out of the fact that Vulcraft (later named Vulcraft Division of Nucor Corporation) employees needed a reliable, low cost source of borrowing money when they could not pay the difference between the cost of hospital expenses.
Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
