USDA Vs. FHA your options comparison in Radford, Radford County, VA
In 2026, the USDA loan limit for Radford in Radford, VA reaches $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's USDA versus FHA top rates. Identify the necessary income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your financial scenario in .
2026 Loan Limits and Down Payment Needs in Radford, Radford county, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Radford, VA
Lendersa® is committed to swiftly providing the optimal USDA loan or FHA loan without hassle. Choose from three starting points to connect with relevant lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for rural neighborhoods exclusively. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage loan necessitates no down payment at all.
Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
110 Peppers Ferry Road NW, Christiansburg, VA, 24073
Lends in Virginia
Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
HomeLoanist LLC provides clear, personalized guidance for home loans, refinancing, and real estate needs. As both a licensed mortgage broker and licensed Realtor, Yves LaMarre offers insight on financing and home buying—helping you make confident decisions every step of the way. Visit HomeLoanist to get started.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
Salem VA Credit Union is a member-owned cooperative that operates on a not-for-profit basis. As a federal credit union, we are chartered, supervised and insured by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250, 000 per member.
KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.
Blue Eagle® Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial cooperative with a passion for enriching lives. Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial coop
This credit union is a member-owned, democratically operated, not-for-profit organization managed by a board of directors, with the specified mission of meeting the credit & savings needs of consumers, especially persons of modest means. The purpose of this credit union is to promote thrift among its members by affording them an opportunity.
Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.
