FHA Vs. USDA loan program for Blacksburg, Montgomery County, Virginia

In 2026, the USDA loan limit in Blacksburg, Montgomery County, VA is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, determining needed income, credit score, reserves, and required documentation. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the program that aligns best with your financial scenario in .

USDA and FHA Loan Options in Blacksburg, VA

Lendersa® aims to swiftly connect you with the best USDA or FHA loan option available without hassle. You can start by selecting one of three approaches that lead to matching lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in VA

The USDA home loan, supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not need a down payment.

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(773) 636-4441 Lender's profile and map Reviews ULTIMATE RATE MORTGAGE 2800 S River Rd, Suite 200, Des Plaines, IL, 60018 Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing
(800) 397-4559 Lender's profile and map Reviews HLP Mortgage 1235 South Highland Ave, Suite A, Lombard, IL, 60148 Founded in 2014, HLP Mortgage opened its doors to the Illinois community. We are a privately owned company and a full-service mortgage banker. Our focus is to better the community with the services we provide by offering low interest rates and an unequaled customer service experience.
(800) 734-7375 Lender's profile and map Reviews First New York Federal Credit Union 2 Wall St, Albany, NY, 12205 First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution
(800) 634-2340 Lender's profile and map Reviews CAP COM Federal Credit Union 4 Winners Circle, Albany, NY, 12205 CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier
(630) 347-6321 Lender's profile and map Reviews Great Mortgage - Kris Krajecki 1920 S Highland Ave, Suite 220, Lombard, IL, 60148 Great Mortgage has made the mortgage process easier is by integrating technology with our outstanding customer service.On our website you can submit a complete on-line, secure loan application or pre-qualify for an Arizona, Illinois, Indiana, Colorado, Florida, Missouri or Tennessee home loan. You may also evaluate your different financing options.
(518) 446-9629 Lender's profile and map Reviews Fort Orange Funding 21 Everett Rd. Ext, Albany, NY, 12205 Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
(518) 464-4454 Lender's profile and map Reviews Stockbridge Capital, LLC 1698 Central Avenue, Albany, NY, 12205 Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.
(800) 342-4998 Lender's profile and map Reviews OwnersChoice Funding 1021 Watervliet Shaker Road, Albany, NY, 12205 Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
(518) 459-3239 Lender's profile and map Reviews Empower Mortgage, LLC 1218 Central Avenue, Suite 2, Albany, NY, 12205 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(630) 620-5200 Lender's profile and map Reviews CU/America Financial Services, Inc. 200 W 22nd Street, Suite 280, Lombard, IL, 60148 CU/America Financial Services is a local, Illinois-licensed mortgage company that has been serving the needs of our mortgage loan borrowers for 20 years. As a leader in the mortgage industry, we constantly strive to deliver excellence in every area of the loan transaction. Since our modest beginning in 1994.
(877) 828-2713 Lender's profile and map Reviews Loan Cabin Inc 1910 S Highland Ave, Suite 300, Lombard, IL, 60148 Loan Cabin is a modern lender who’s mission is to streamline the mortgage process by using technology to provide consumers a quick, simple, and transparent home loan. By executing this we are able to provide the lowest interest rates, cost, and experience for the customer. Buying a home can be hard, we make it easier