In 2025, the USDA loan limit in Blacksburg, Montgomery County, VA is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, determining needed income, credit score, reserves, and required documentation. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the program that aligns best with your financial scenario in
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly connect you with the best USDA or FHA loan option available without hassle. You can start by selecting one of three approaches that lead to matching lenders and exploring USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not need a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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