USDA VS FHA in Christiansburg, Montgomery County, VA
In 2025, the USDA loan cap in Christiansburg, located in Montgomery county of VA, amounts to $336,500. At the same time, the FHA limit for single-family residences is set at $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate today's finest rates between USDA and FHA. Determine crucial factors like income, credit score, reserves, and documentation necessary for eligibility. Our comprehensive mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable option for your financial scenario in .
2025 Loan Caps and Down Payment Requirements in Christiansburg, Montgomery county, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
None%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Christiansburg, VA
Lendersa® is committed to swiftly securing the ideal USDA or FHA loan without the usual complications. Start with one of three approaches to align with lenders and USDA loan offerings.
The USDA home loan, officially guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans offer the advantage of zero down payment.
Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
Congressional Federal was established in 1953 as Congressional Employees Federal Credit Union. Our first branch looked nothing like the modern facilities our members enjoy today. In fact, we were located in the Folding Room in the basement of the Longworth Building, essentially operating out of a desk drawer.
We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score.
Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
Colonial Mortgage Capital is more than just a mortgage lender. We provide continual financial guidance to help you manage your debt, make the best financial decisions, and save money — even after you move into your new home. We take the guesswork out of the home buying process so you can, make the best decisions for your financial future.
12040 South Lakes Drive, Suite 102, Reston, VA, 20191
Founded in 1997 with a goal to provide equitable mortgage solutions for home buyers, home owners and investors, nearly a decade later, Americorp Mortgage Services, Inc. consistently meets and exceeds its customer expectations. With an overall satisfaction rating of 'Excellent', Americorp Mortgage Services is committed to extraordinary service
Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.
We have evolved over the years and changed with the times
Northwest Federal Mortgage Lending Center Cary, NC
200 Spring St, Herndon, VA, 20170
Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.
