USDA Vs. FHA Pro and Con comparison in Pulaski, Pulaski County, VA

In 2025, the USDA loan limit for Pulaski in Pulaski county, VA reaches $336,500. Meanwhile, for a single-family home, the FHA maximum is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's premium USDA versus FHA rates. This calculator aids in assessing the needed income, credit verification, reserves, and required documentation for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you determine the best-fitting program in Alabama for your unique financial needs.

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2025 Loan Limits and Down Payment Requirements in Pulaski, Pulaski, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Pulaski, VA

The intent of Lendersa® is to swiftly secure the most advantageous USDA or FHA loan for you with minimal inconvenience. Choose from three starting points that connect you to lenders and USDA loan offerings.

Lendersa USDA loan request and results

Understanding USDA Loans in VA

USDA home loans are government-backed by the Department of Agriculture, alternatively known as USDA rural development loans or USDA mortgages. These loans are exclusively available for rural communities. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans necessitate zero down payment, making them a favorable choice.

Enter your location to find out if it qualifies for USDA rural housing loan?



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