USDA Vs. FHA Pro and Con comparison in Wolf-Trap, Fairfax County, VA

For the year 2025, the USDA loan restriction in Wolf-Trap, located in Fairfax county, VA stands at $657,900. In contrast, the FHA loan limit for a single-family residence is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate the current best rates for both USDA and FHA loans. This tool helps you calculate the necessary income, creditworthiness, reserves, and documentation required to qualify. Our advanced mortgage calculator offers a comparative view of USDA, FHA, Conforming, and VA loans, assisting you in determining which program in Alabama most effectively aligns with your individual financial needs.

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Loan restrictions and down payment criteria for 2025 in Wolf-Trap, Fairfax, VA

Type of Loan Loan Cap Required Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Opportunities in Wolf-Trap, VA

The mission of Lendersa® is to swiftly and efficiently secure optimal USDA or FHA loans for you. Choose from one of three initiation options that match you with lenders and USDA loan offerings.

Lendersa USDA loan inquiry and matchmaking results

Defining the USDA Loan Program in VA

The USDA home loan is backed by the United States Department of Agriculture and is often called the USDA rural development loan or USDA mortgage. It's specifically offered only in rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible. Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
  • The Bank and Trust, S.S.B.
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