USDA Vs. FHA your options comparison in Dunn-Loring, Fairfax County, VA

In 2026, the USDA loan limit for Dunn-Loring in Fairfax, VA, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, guiding you to the best choice for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Dunn-Loring, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Dunn-Loring, VA

Lendersa® is dedicated to promptly providing you with optimal USDA or FHA loan options, hassle-free. Choose one from three paths to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, specifically available in rural locations. Contrary to FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dunn-Loring Lenders

  • Navy Federal
  • PO Box 3000, Merrifield, VA, 22119
  • Lends in Virginia
  • Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.

  • ABC United Finance Corp
  • 7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
  • Lends in Virginia
  • ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Loansteady LLC
  • 7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
  • Lends in Virginia
  • Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.

  • Washington Capital Partners
  • 2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
  • Lends in Virginia
  • "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team.
    Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.

  • The Lyons Group Inc
  • 407 Victoria Court NW, Vienna, VA, 22180
  • Lends in Virginia
  • A mortgage broker with over three decades of industry experience, Jonathan Lyons founded the Lyons Group Inc in 1991 with the goal of providing honest and direct financial assessments for clients in the Washington metropolitan area. Whether purchasing a home, refinancing for a lower rate or tapping home equity

  • Integrant, Inc.
  • 226 W. Maple Avenue, Suite 402, Vienna, VA, 22180
  • Lends in Virginia
  • We are a specialty mortgage boutique offering customized lending solutions to clients in DC, MD, and VA. Headquartered in downtown Vienna, VA, our firm serves a diverse and loyal customer base. Our differentiated service allows us the unique opportunity to optimize our clients’ present borrowing capacities for an advantageous financial future.

  • Commonwealth Financial Services Inc
  • 210 East Broad Street, Suite 203, Falls Church, VA, 22046
  • Lends in Virginia
  • At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Congressional Capital
  • 125 N Washington St, Falls Church, VA, 22046
  • Lends in Virginia
  • Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions

  • Healthcare Systems Federal Credit Union
  • 3300 Gallows Road, Falls Church, VA, 22042
  • Lends in Virginia
  • We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.

    We have the same financial services as a bank, with a few major differences;

    Our members own this financial institution; banks are owned by their stockholders.