USDA VS FHA in Gloucester-Point, Gloucester County, VA
In 2025, the USDA loan limit for Gloucester-Point in Gloucester county, VA, is $367,080. The limit for the FHA in single-family homes is $458,850.
Use Lendersa® USDA loan calculator to contrast the best available rates for USDA and FHA today. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare side by side; USDA, FHA, Conforming, and VA programs, helping you choose the best option for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Gloucester-Point, Gloucester, VA
Loan Type
Loan Limit
Down Payment
USDA
$367,080
0%
FHA
$458,850
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Gloucester-Point, VA
The mission of Lendersa® is to provide you promptly with the most suitable USDA or FHA loan options, without any hassle. Choose from one of three starting points that help you find matching lenders and available USDA loan programs.
A USDA home loan is backed by the governmental Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Emergency Responders Credit Union was chartered on April 1, 1940, to create a credit union for firefighters. The needs of its sixty-three charter members were simple. Members deposited money in a savings account so that other members could borrow money. Depositors earned excellent dividends and borrowers paid low interest rates.
OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
44 Washington Street, Suite 200, Toms River, NJ, 08753
Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!
Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe
The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
