USDA and FHA Pro and Con in Gloucester-Point, Gloucester County, VA
In 2026, the USDA loan limit for Gloucester-Point in Gloucester county, VA, is $367,080. The limit for the FHA in single-family homes is $458,850.
Use Lendersa® USDA loan calculator to contrast the best available rates for USDA and FHA today. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare side by side; USDA, FHA, Conforming, and VA programs, helping you choose the best option for your financial needs in .
Loan Limits and Downpayment Requirements for 2026 in Gloucester-Point, Gloucester, VA
Loan Type
Loan Limit
Down Payment
USDA
$367,080
0%
FHA
$458,850
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Gloucester-Point, VA
The mission of Lendersa® is to provide you promptly with the most suitable USDA or FHA loan options, without any hassle. Choose from one of three starting points that help you find matching lenders and available USDA loan programs.
A USDA home loan is backed by the governmental Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
4600 Washington Ave, Suite 107, Evansville, IN, 47714
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
Gibbs Aluminum Federal Credit Union has been open since 1967. Located at 3093 Ohio Drive in Henderson Kentucky, GAFCU provides banking to more than 1,000 members. Membership is current open to all Gibbs Die Casting team members and to immediate family of current members. The Gibbs Aluminum Federal Credit Union is a federally-chartered employee.
At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
The board of directors, officers & employees of the First State Bank strive to provide the Decatur community & the surrounding area with quality financial services.The bank intends to accomplish this objective by focusing on the community’s expectations.The bank’s operations, products & services are designed to meet or exceed customer expectations.
Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
Maine State Credit Union is devoted to improving our members' financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.
At Trademark, we are committed to delivering excellent service, while providing professional financial guidance, education, and the right combination of products and services to help our Members and their families build and sustain financial security. We will seek continued growth – for the benefit of our Members.
