USDA VS FHA in Gloucester-Point, Gloucester County, VA

In 2025, the USDA loan limit for Gloucester-Point in Gloucester county, VA, is $367,080. The limit for the FHA in single-family homes is $458,850.

Use Lendersa® USDA loan calculator to contrast the best available rates for USDA and FHA today. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare side by side; USDA, FHA, Conforming, and VA programs, helping you choose the best option for your financial needs in .

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Loan Limits and Downpayment Requirements for 2025 in Gloucester-Point, Gloucester, VA

Loan Type Loan Limit Down Payment
USDA $367,080 0%
FHA $458,850 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Gloucester-Point, VA

The mission of Lendersa® is to provide you promptly with the most suitable USDA or FHA loan options, without any hassle. Choose from one of three starting points that help you find matching lenders and available USDA loan programs.

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Understanding USDA Loans in VA

A USDA home loan is backed by the governmental Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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