USDA VS FHA in Smithfield, Isle of Wight County, VA
In 2025, the USDA loan limit for Smithfield in the county of Isle of Wight, VA, is $391,000, whereas the FHA limit stands at $507,150 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today and determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the most favorable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Smithfield, Isle of Wight County, VA
Loan Type
Loan Limit
Down Payment
USDA
$391,000
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Smithfield, VA
The aim of Lendersa® is to deliver the best USDA or FHA loan options promptly and with ease. Choose from one of three initial steps that link you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
1 Walnut Grove Drive, Suite 300, Horsham, PA, 19044
For over 20 years, APEX has provided small-balance commercial real estate mortgages directly to small business owners and investors who can’t secure traditional financing. We specialize in commercial mortgages ranging from $25,000 to $1.5 million.
We’re about more than just the bottom line.
We listen. We partner. We make smart, fast decisio
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
The Fort Dix Federal Credit Union was first organized May 1, 1963 under the leadership of SGM. Max Martin and CW4 Clarence Lines. At the onset there were 12 members in a subscriber group and the maximum loan was set at $150.00. Within the first 8 months the membership swelled to more than 700 members.
Lion's Share Federal Credit Union is a full-service financial cooperative that was established in 1982 as Food Lion Credit Association CU. In 2007 our name changed, but our purpose remained the same; to serve only one common bond, the hard working employees and retirees of Delhaize America, along with their family members.
418 Stump Road, Suite 100, Montgomeryville, PA, 18936
"Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced
At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
Commercial Mortgage Funding, LLC is a commercial mortgage brokerage firm which provides access to funding sources financing Commercial Real Estate nationwide (U.S.) with capital needs of $1, 000, 000 ($1MM) minimum. It intermediates between capital providers and the principals of commercial real estate projects and leverages its relationships.
