USDA VS FHA in Smithfield, Isle of Wight County, VA
In 2025, the USDA loan limit for Smithfield in the county of Isle of Wight, VA, is $391,000, whereas the FHA limit stands at $507,150 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today and determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the most favorable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Smithfield, Isle of Wight County, VA
Loan Type
Loan Limit
Down Payment
USDA
$391,000
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Smithfield, VA
The aim of Lendersa® is to deliver the best USDA or FHA loan options promptly and with ease. Choose from one of three initial steps that link you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.
920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
FirstLight Federal Credit Union is a community financial cooperative dedicated to helping you and your families achieve financial security by providing accessible products, services, tools and education.
In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit
6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.
"The commercial lending market in El Paso, Texas is as
diverse as the people who populate this city. Our vision
of providing premier, non-traditional lending services is
uniquely designed to serve the needs for El Paso, Texas.Our
commitment to you is to deliver these services through our
philosophy of working creatively with our clients."
Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs
Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.
ACFCU founded in 1964 with an original membership for employees of US Steel Corporation working at the Atlantic City Ore Mine in Fremont County. There were roughly 400 members at this time. The mine shut down in 1983 causing hard times on Fremont County and the Credit Union.ACFCU received a community charter to expand its membership
