USDA VS FHA in Smithfield, Isle of Wight County, VA
In 2025, USDA loan limit in Smithfield, county of Isle of Wight, VA is $391,000 while FHA limit is $507,150 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Smithfield, county of Isle of Wight, VA
Loan Type
Loan Limit
Down payment
USDA
$391,000
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Smithfield, VA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
3325 South University Drive, Suite 200, Davie, FL, 33328
Gross Mortgage Finance, Inc. (GMF) is a real estate investment banking firm incorporated in 1992 that specializes in commercial mortgage banking and investment sales. GMF is an experienced energetic company that is consistently ranked in the top 20 Largest Commercial Real Estate Lenders in South Florida by the South Florida Business Journal.
We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
Our philosophy is: "Once a Member, Always a Member." You may remain a member of the credit union for the rest of your life, as long as you maintain the minimum share (savings) balance. When you join Progressive Federal Credit Union, your money goes farther. Membership in this nonprofit institution gives you access to low-cost loans and affordable.
Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.
Nicolet National Bank distinguishes itself by providing unmatched customer service to each and every one of its clients. Nicolet National offers localized, knowledgeable decision-making designed to create long-lasting relationships within the community. From multi-million dollar commercial loans, to small personal loans
Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities
