In the year 2026, the USDA loan limit for Norton, located in the county of Norton, VA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide on the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to quickly securing the best USDA or FHA loan options for you, free of hassle. Start with one of three initial steps to find matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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