USDA Loan Vs. FHA loan for Big-Stone-Gap, VA 2025

In 2025, USDA loan limit in Big-Stone-Gap, county of Wise, VA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Big-Stone-Gap, VA

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 769-7296 Lender's profile and map Reviews Financial Cornerstone, Inc 16776 Bernardo Center Drive, Suite 203, San Diego, CA, 92128 At Financial Cornerstone, Inc., we strive to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(858) 673-3800 Lender's profile and map Reviews Advantage Mortgage 17353 Graciosa Court, San Diego, CA, 92128 Founded in 2002, Advantage Mortgage is a service oriented real estate mortgage brokerage owned and operated by Richard G. "Buck" Hite. Buck Hite has been a licensed real estate and mortgage broker for over 30 years. His experience and knowledge are invaluable in successfully navigating the real estate transaction.
(760) 705-5455 Lender's profile and map Reviews Platinum Mortgage & Realty San Diego 16476 Bernardo Center Dr, Suite 127, San Diego, CA, 92128 Platinum Mortgage is all about the relationship we build with our clients, it all begins & ends with our clients.We will take the utmost care to ensure that our clients goals are exceeded & there financial health is always in a better place when they use services. Platinum Mortgage has the knowledge, experience & wherewithal to structure your loan
(858) 222-0241 Lender's profile and map Reviews Blue Horizon Property 11956 Bernardo Plaza Dr, Suite 135, San Diego, CA, 92128 Our Mission is to earn the trust of our clients through performance of professional hard work and dedication to achieve our clients goals; whether Selling, buying or obtaining the best Mortgage Rate and and Term for your next Purchase or Refinance. We aim to be our clients best choice.
(888) 843-5525 Lender's profile and map Reviews America Choice Mortgage, Inc 11828 Rancho Bernardo Road, Suite 201, San Diego, CA, 92128 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(858) 705-6144 Lender's profile and map Reviews Source Capital Funding, Inc. 11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128 Source Capital has funded hundreds of millions of dollars in loans secured by real estate. As a direct, licensed private hard money lender, our clients can count on us to deliver fair terms and fund quickly. We work with all types of borrowers and understand even the most complex scenarios.
858.705.6144 Lender's profile and map Reviews Source Capital Funding 11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128 Founded in 2007 and headquartered in San Diego, California, Source Capital Funding, a hard money lender that specializes in the underwriting and funding of commercial and residential hard money real estate loans in California, Arizona Oregon, and Minnesota.Source Capital has a diverse background in real estate, sales and corporate finance.
(951) 733-8925 Lender's profile and map Reviews Secure Choice Lending 7211 Magnolia Avenue, Riverside, CA, 92504 Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Reachable by phone, online or in person, Secure Choice Lending prides itself on customer service, on serving your real estate needs day or night. Independently owned, Secure Choice Lending subsists on hard work.
(951) 405-2454 Lender's profile and map Reviews Locke Consulting, Inc. 2900 Adams Street, Suite A305, Riverside, CA, 92504 At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.
(323) 825-9339 Lender's profile and map Reviews Frausto Real Estate & Loans 9036 Mission Boulevard, Suite 141, Riverside, CA, 92509 We are real estate and mortgage brokerage, specializing in helping our clients achieve their goals of home ownership. We also assist investors with the purchase of both residential and commercial properties and Our firm specializes in REO transactions, with extensive experience in Short Sales, Deeds-In-Lieu of Foreclosure and more..
(909) 657-0408 Lender's profile and map Reviews North South Mortgage Corp 6328 Mission Boulevard, Riverside, CA, 92509 At North South Mortgage we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.