USDA Vs. FHA your options comparison in Big-Stone-Gap, Wise County, VA

For 2025, the USDA loan limit in Big-Stone-Gap, Wise, VA is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to swiftly compare today's best USDA vs. FHA rates. Assess the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side-by-side, assisting your decision-making for the best program in tailored to your finances.

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2025 Loan Limits and Down Payment Specifications in Big-Stone-Gap, Wise, VA

Type Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Financing in Big-Stone-Gap, VA

The objective at Lendersa® is to get you a USDA or FHA loan swiftly and effortlessly. Begin with one of three methods to connect with lenders and match to USDA programs.

Lendersa USDA request results

Understanding USDA Loans in VA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is accessible exclusively in rural areas. This loan, also called a USDA mortgage, does not require a down payment, unlike FHA loans which need at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • City Co Federal Credit Union
  • 220 Grant Street, Pittsburgh, PA, 15219
  • Founded in 1941 with a mission to promote thrift to its members, City Co Federal Credit Union does so by providing competitive, quality financial products and services. Membership is open to current and former employees of Allegheny County, their families, and to those who work, conduct business, attend school in the community of Pittsburgh.
  • Employees Federal Credit Union
  • 635 Grant Street, Pittsburgh, PA, 15219
  • The AT&T Employees Pittsburgh, PA Federal Credit Union was organized by employees of the AT&T Company and Western Electric Company to promote thrift among its members by offering to them a means for making safe and regular investments and to enable members to obtain loans at a reasonable rate of interest for worthwhile purposes.
  • Bridgeway Capital
  • 707 Grant St, Suite 1920, Pittsburgh, PA, 15219
  • "Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity. Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
  • Greater Wayne Community Federal Credit Union
  • 328 N Main Street, Rittman, OH, 44270
  • Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto
  • Friendly Federal Credit Union
  • 2000 Main Street, Aliquippa, PA, 15001
  • At Friendly Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full
  • A&S Federal Credit Union
  • 2283 Broadhead Road, Aliquippa, PA, 15001
  • The A & S Federal Credit Union was established in March of 1940 by a handful of individuals who foresaw the need for a financial institution to serve people of ordinary means. The credit union, formerly know as the A & S RR Employees Federal Credit Union, was formed with money deposited by people who worked on the Aliquippa & Southern Railroad.
  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Find the Lending Solution that Meets Your Needs. PNC has been lending for over 100 years. We can help find the right product for you. Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
  • Iron Workers Federal Credit Union
  • 2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
  • At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.
  • Allegent Community Federal Credit Union
  • 1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
  • Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
  • ACBA Federal Credit Union
  • 307 Fourth Ave - Suite 801 The Bank Tower, Pittsburgh, PA, 15222
  • ACBA FCU was established in 1939 as a savings and lending institution that offers financial services to the Department of Public Welfare workers and their family members in Allegheny County, PA. For the past 70 years, our philosophy has been: real service to real folks who want fair dividends for their savings and access to lending services.
  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C