USDA Vs. FHA your options comparison in Barre, Washington County, VT

In 2025, the USDA loan limit for Barre in Washington county, VT, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to examine today's optimal USDA vs. FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA loan options side by side, aiding you in deciding which program in best fits your financial criteria.

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Loan Limits and Down Payment Requirements for 2025 in Barre, Washington, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Navigating USDA and FHA Loan Opportunities in Barre, VT

Lendersa® strives to provide you with the best USDA or FHA loan quickly and without hassle. Choose from one of three approaches to identify matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan, insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Eastmill Federal Credit Union has come a long way since its first organizational meeting on May 13, 1954. Credit Unions are unique in the financial world as not-for-profit institutions. Members own and direct the credit union. These members are dedicated to the credit union motto, “Not for charity, not for profit, but for service.
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