USDA Vs. FHA your options comparison in Barre, Washington County, VT
In 2026, the USDA loan limit for Barre in Washington county, VT, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's optimal USDA vs. FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA loan options side by side, aiding you in deciding which program in best fits your financial criteria.
Loan Limits and Down Payment Requirements for 2026 in Barre, Washington, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Navigating USDA and FHA Loan Opportunities in Barre, VT
Lendersa® strives to provide you with the best USDA or FHA loan quickly and without hassle. Choose from one of three approaches to identify matching lenders and USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
Lends in Vermont
As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.
802 Credit Union We offer a variety of mortgage programs to fit your buying, building or refinancing needs. As your trusted partner, our experienced mortgage staff will help find the best program for you, including 10, 15, and 30 year fixed, adjustable rate mortgages and construction loans.
Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.
VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
