USDA and FHA Pro and Con in Randolph, Orange County, VT

As of 2026, the USDA loan limit in Randolph, situated in Orange county, VT, is $336,500. Meanwhile, the FHA limit set for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to explore and compare today’s USDA and FHA best rates. This tool helps identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, which will assist you in deciding which program in is best suited for your financial situation.

Examine loan offers from a pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in Randolph, Orange County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Randolph, VT

Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and without hassle. Begin with one of three options that connect you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VT?

The USDA home loan, which is guaranteed by the government Department of Agriculture and also known as the USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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