USDA Loan Vs. FHA loan pro & con for Berlin, Washington County, VT

In 2025, USDA loan limit in Berlin, county of Washington, VT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Berlin, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(479) 202-8030 1249 miles Lender's profile and map Reviews Purple Ink Mortgage 5506 Walsh Ln, Suite 206, Rogers, AR, 72758 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(479) 402-4299 1249 miles Lender's profile and map Reviews Thrive Mortgage, LLC 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758 Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
(701) 883-5241 1249 miles Lender's profile and map Reviews LaMoure Credit Union 203 7th Street SE, Lamoure, ND, 58458 LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(601) 948-8191 1249 miles Lender's profile and map Reviews Mississippi Public Employees Credit Union 613 S West Street, Jackson, MS, 39201 We were established in 1966 by a few state employees to serve state employees. Our mission statement is that "We provide quality services and help members attain financial success". Our membership consists of City, State, Federal employees who are employed or funded by a governmental entity, their immediate families.
(601) 355-6363 1249 miles Lender's profile and map Reviews Eagle Express Federal Credit Union 567 S State Street, Jackson, MS, 39201 The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
(479) 756-8811 1249 miles Lender's profile and map Reviews United Bank 2600 S Thompson St, Springdale, AR, 72764 United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
(800) 243-2524 1249 miles Lender's profile and map Reviews Trustmark Mortgage Services 401 N West St, Jackson, MS, 39201 Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
(601) 922-7055 1250 miles Lender's profile and map Reviews Jackson Area Federal Credit Union 5675 Highway 18 West, Jackson, MS, 39209 Jackson Area FCU opened its doors in February 1953, as the City of Jackson Municipal Employees FCU. Today, Jackson Area FCU is made up of 70 plus SEG. Anyone who works for one of our SEG's is eligible to join Jackson Area FCU. Jackson Area FCU also serves the underserved in Hinds County, MS, which means anyone who lives, works, worships.
(334) 687-1685 1250 miles Lender's profile and map Reviews 22nd State Bank 51 St. Joseph St., Mobile, AL, 36602 22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
(251) 694-4100 1250 miles Lender's profile and map Reviews Mobile Government Employees Credit Union 109 Saint Joseph Street, Mobile, AL, 36602 The MGECU provides saving & loan services to the U.S. Army Corps of Engineers, Mobile District employees, former employees and their family members and other groups approved by the Board of Directors and/or the Administrator, Alabama Credit Union Administration. A dynamic, self-sustaining, credit union system that offers savings and loan services.
(251) 289-1141 1250 miles Lender's profile and map Reviews Mission 1st Mortgage Inc 805 Church Street, Unit 2, Mobile, AL, 36602 Mission 1st Mortgage team is committed to providing our clients with the highest quality financial services combined with the lowest mortgage rates available in Alabama. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs