USDA VS FHA in Berlin, Washington County, VT

In 2025, the USDA loan limit in Berlin, within Washington County, VT, is $336,500, whereas the limit for FHA loans is $472,030 for a single-family home.

Using the Lendersa® USDA loan calculator, you can compare today's best USDA and FHA rates, determining the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to find the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Berlin, Washington County, VT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Berlin, VT

The mission of Lendersa® is to efficiently provide you with the best possible USDA or FHA loan options, minus the hassle. Choose from three starting points to connect with lenders and explore USDA programs.

Lendersa USDA Loan Request and Matching Results

Understanding USDA Loans in VT

USDA home loans, endorsed by the Department of Agriculture, are commonly known as USDA rural development loans or USDA mortgages. Available only in rural areas, these loans, as opposed to FHA loans which require no less than a 3.5% down payment, require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ORLEX CREDIT UNION
  • 5043 US Route 5, Newport, VT, 05855
  • ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Northeast Schools and Hospital Credit Union
  • 189 East Main Street, Suite C, Newport, VT, 05855
  • Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
  • Great Meadow Federal Credit Union
  • 26 East Main Street, Granville, NY, 12832
  • Great Meadow Federal Credit Union is a Financial Services company serving Warren, Washington and Essex Counties in New York, as well as Addison, Bennington and Rutland Counties in Vermont for over 60 years. BauerFinancial 5Star rated for over 25 consecutive years. We are a not-for-profit cooperative financial institution serving
  • Franklin Savings Bank
  • 387 Central Street, Franklin, NH, 03235
  • Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers'​ financial position.
  • Meredith Village Savings Bank
  • 24 NH Route 25, Meredith, NH, 03253
  • MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.
  • Kittredge Mortgage Corporation
  • 123 Bonnet Street, Manchester, VT, 05254
  • "Kittredge Mortgage Corporation holds a Lenders License in Vermont. We finance one to four family homes, condominiums and planned unit developments. The properties may be primary homes, vacation homes or investment properties. Kittredge Mortgage Corporation has always been adaptable to change."
  • Bank of New Hampshire
  • 62 Pleasant Street, Laconia, NH, 03246
  • Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.
  • Northway Bank
  • 9 Main Street, Berlin, NH, 03570
  • Northway Bank, headquartered in Berlin, New Hampshire, and a wholly-owned subsidiary of Northway Financial, Inc., serves dozens of communities throughout New Hampshire with 16 full-service branches and two loan production offices located in Bedford and Portsmouth. Today, with assets over $900 million, Northway Bank is one of the largest independent
  • Parks Heritage FCU
  • 5 Murray Street, Glens Falls, NY, 12801
  • Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name. Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.
  • Cooper's Cave Federal Credit Union
  • 92 Dix Avenue, Glens Falls, NY, 12801
  • Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets. Membership in this credit union is open to residents of Warren County,
  • Glens Falls National Bank and Trust Company
  • 250 Glen Street, Glens Falls, NY, 12801
  • "As a full-service commercial bank, we offer a broad range of financial services, including: Online and mobile banking Consumer and commercial loans Trust and retirement services Money market and deposit accounts Wealth management Insurance services Since 1851, we have been serving this region and helping our neighbors achieve their f