USDA and FHA Pro and Con in Berlin, Washington County, VT

In 2025, the USDA loan limit in Berlin, within Washington County, VT, is $336,500, whereas the limit for FHA loans is $472,030 for a single-family home.

Using the Lendersa® USDA loan calculator, you can compare today's best USDA and FHA rates, determining the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to find the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Berlin, Washington County, VT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Berlin, VT

The mission of Lendersa® is to efficiently provide you with the best possible USDA or FHA loan options, minus the hassle. Choose from three starting points to connect with lenders and explore USDA programs.

Lendersa USDA Loan Request and Matching Results

Understanding USDA Loans in VT

USDA home loans, endorsed by the Department of Agriculture, are commonly known as USDA rural development loans or USDA mortgages. Available only in rural areas, these loans, as opposed to FHA loans which require no less than a 3.5% down payment, require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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