USDA Vs. FHA your options comparison in Williamstown, Orange County, VT

In 2025, USDA loan limit in Williamstown, county of Orange, VT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Williamstown, county of Orange, VT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Williamstown, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BANK OF CORDELL
  • 808 N. Glenn English, Cordell, OK, 73632
  • Bank of Cordell provides banking services to individuals and businesses in Oklahoma. It offers checking, savings, and certificates of deposit accounts. The company’s lending portfolio includes consumer loans, construction loans, residential loans, agricultural loans, commercial loans, small business guaranty loans, business and industry guaranty lo
  • Mortgage On A Mission
  • 701 Commerce Street, Suite 609, Dallas, TX, 75202
  • Ben Strube A Texas native, he started his own company, Mortgage On A Mission, In 2020. Mortgage brokerage firm serving Texas home buyers with a variety of lender partners, offering FHA, Conventional, VA, USDA, Jumbo, and Down Payment Assistance loan programs. We believe people deserve honest advice, not sales quotas that put lenders first.
  • Parkmont Lending
  • 2340 Justin Rd, Suite 206, Highland Village, TX, 75077
  • At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Highland Village Mortgage LLC
  • 206 Malibu Drive, Highland Village, TX, 75077
  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village
  • King Financial Group Inc.
  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect
  • LibertyOne Credit Union
  • 1100 Commerce Street, Suite 615, Dallas, TX, 75242
  • LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
  • The City National Bank and Trust Company of Lawton, Oklahoma
  • 500 SW D Ave, Lawton, OK, 73502
  • Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
  • Kumar Home Mortgge
  • 1340 Otter Way, Coppell, TX, 75019
  • We are Mortgage Broker, an independent agent for both the mortgage loan applicant and the lender. We stand as facilitate between you and the lending institution. We can look at your financial situation to determine which lender is the right fit for your loan needs. In other words we help you shopping by comparing different rates from lenders.
  • AmeriFund
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  • Watkins Mortgage
  • 549 E. Sandy Lake Rd, Suite 200, Coppell, TX, 75019
  • Watkins Mortgage we strive to differentiate ourselves from other mortgage companies by putting the needs of the borrowers first. To use our experience and vast knowledge to advise our clients while listening to their needs. To remind ourselves that owning a home is liberating and encouraging to everyone.