For 2025, the USDA loan limit in Northfield, located in Washington county, VT is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current top USDA and FHA rates and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Northfield, Washington County, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Northfield, VT
The aim of Lendersa® is to secure you the most suitable USDA or FHA loan quickly and efficiently, without hassle. Choose from three options to connect with matching lenders and the right USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or mortgage, accessible only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment.
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