USDA VS FHA in Northfield, Washington County, VT

For 2025, the USDA loan limit in Northfield, located in Washington county, VT is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current top USDA and FHA rates and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Northfield, Washington County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Northfield, VT

The aim of Lendersa® is to secure you the most suitable USDA or FHA loan quickly and efficiently, without hassle. Choose from three options to connect with matching lenders and the right USDA loan programs.

Lendersa USDA loan application and matching results

Understanding USDA Loans in VT

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or mortgage, accessible only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Josh Quinn Mortgage
  • 5001 Spring Valley Road, Suite 500W, Dallas, TX, 75244
  • Josh Quinn - NMLS# 176904. Whether you’re ready to purchase your home or refinance, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. I work with everyone from first time buyers to seasoned investors. I have over 10 years of mortgage origination experience.
  • The First Farmers National Bank of Waurika
  • 319 E D Ave, Suite 3227, Waurika, OK, 73573
  • With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
  • Norstad Mortgage
  • 7019 Wildgrove Avenue, Dallas, TX, 75214
  • Norstad Mortgage is a good old fashioned, owner operated, full-service mortgage lender. Brix Casserly was first licensed as a mortgage broker in 2003, and after working with other firms, founded Norstad Mortgage in 2011.We are a small team of highly committed individuals, who pride ourselves on offering a very high level of service.
  • Oakwood Bank TX
  • 8411 Preston Road, Suite 106, Dallas, TX, 75225
  • Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
  • TBK Bank
  • 6060 Sherry Ln, Dallas, TX, 75225
  • TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
  • Veritex Mortgage
  • 8214 Westchester Dr, Suite 800, Dallas, TX, 75225
  • As a Texas​ community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
  • Park Cities Mortgage
  • 5950 Sherry Lane, Suite 230, Dallas, TX, 75225
  • Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
  • Gentec Mortgage Corp
  • 5960 Berkshire Lane, Dallas, TX, 75225
  • Gentec Mortgage is now an official preferred partner of KW Fort Worth and KW Johnson County. Great leadership and great agents. We are happy to have been chosen to be a part of their rapid growth. An innovative, down-to-Earth mortgage company. No games...no gimmicks. Just low rates and great service.