In 2025, the USDA loan limit in Fairfax, located in Franklin county, VT, is set at $347,700. On the other hand, the limit for FHA on a single-family home is $492,200.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans available today, helping to determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $347,700 | 0% |
| FHA | $492,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to facilitate access to the optimal USDA or FHA loan quickly and efficiently. Start with one of three options that will connect you with lenders and USDA loan programs that match your financial needs.
The USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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