In 2025, the USDA loan limit in Fairfax, located in Franklin county, VT, is set at $347,700. On the other hand, the limit for FHA on a single-family home is $492,200.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans available today, helping to determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in for your unique financial condition.
2025 Loan Limits and Down Payment Requirements in Fairfax, Franklin County, VT
Loan Type
Loan Limit
Down Payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fairfax, VT
The goal of Lendersa® is to facilitate access to the optimal USDA or FHA loan quickly and efficiently. Start with one of three options that will connect you with lenders and USDA loan programs that match your financial needs.
The USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA mortgage requires no down payment.
The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
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Established on December 17, 1979 and headquartered in Florence, Oregon, we are proud to have full service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. Staffed by local decision makers, we specialize in offering holistic financial services to our local families and business owners.
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7484 University Avenue, Suite 220, La Mesa, CA, 91942
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