USDA Loan Vs. FHA loan for Charlotte, VT 2025

In 2025, USDA loan limit in Charlotte, county of Chittenden, VT is $347,700 while FHA limit is $492,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Charlotte, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 458-1100 Lender's profile and map Reviews Cardinal Financial Inc 1299 Gilpin Street, Denver, CO, 80218 Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
(303) 321-4209 Lender's profile and map Reviews Westerra Credit Union 3700 East Alameda Ave, Denver, CO, 80209 Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
(303) 377-4181 Lender's profile and map Reviews Montegra Capital Resources, LTD 3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209 Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
(303) 709-3328 Lender's profile and map Reviews Kevin Teel Mortgage 3900 Oakwood Dr, Longmont, CO, 80503 "Kevin Teel - Mortgage Advisor. My overall goal is to make people more powerful than they were before we met.If we can do that through a mortgage, great; if it is Credit Repair, fantastic; if it's only Education, that’s wonderful. It's all about Benefit. Received the Longmont, Colorado FIVE STAR MORTGAGE PROFESSIONAL AWARD"
(303) 931-3239 Lender's profile and map Reviews Home Loan Mortgage Company LLP 1101 Twin Peaks Circle, Longmont, CO, 80503 Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.
(303) 651-7800 Lender's profile and map Reviews 1st Colorado Mortgage Solutions, Inc. 2919 West 17th Avenue, Suite 115, Longmont, CO, 80503 At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
(720) 279-5939 Lender's profile and map Reviews ALMC Mortgage 11080 Circle Point Rd, Suite 100, Westminster, CO, 80020 "ALMC @ Nova Home Loans is a residential mortgage lender. We are committed to serving the homebuyers and homeowners of Colorado with exceptional service and professionalism. NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers."
(720) 522-6706 Lender's profile and map Reviews Colorado Real Estate Brokers, Inc. 6343 W 120th Ave, Suite 110, Broomfield, CO, 80020 Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
(303) 469-5062 Lender's profile and map Reviews DNL Mortgage Authority Inc 1064 E 17th Ave, Broomfield, CO, 80020 At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(720) 963-5511 Lender's profile and map Reviews Native American Bank, National Association 201 N. Broadway, Denver, CO, 80203 The Native American Bancorporation serves as the holding company for Native American Bank, N.A. and is a Community Development Institution (CDI) whose purpose is to promote economic development in areas that are underserved by traditional financial institutions. Chartered as a national community development focused bank.
(303) 861-4100 Lender's profile and map Reviews Preferred Lending Partners 1580 Logan Street, Suite 340, Denver, CO, 80203 Preferred Lending Partners, was founded in 1985 and is a not-for-profit Certified Development Company for all of Colorado primarily focusing on counties of Adams, Boulder, Broomfield, Denver. Preferred Lending Partners specializes in SBA 504 loans for small businesses we can also lead you through the rewarding endeavor of acquiring your own assets.