USDA Loan Vs. FHA loan pro & con for Charlotte, Chittenden County, VT

In 2025, USDA loan limit in Charlotte, county of Chittenden, VT is $347,700 while FHA limit is $492,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Charlotte, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(863) 802-1242 1224 miles Lender's profile and map Reviews Compass Mortgage LLC 2015 S. Florida Avenue, Lakeland, FL, 33803 "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
863-940-9062 1224 miles Lender's profile and map Reviews Florida Mortgage Pros LLC 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803 Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
(601) 649-7181 1225 miles Lender's profile and map Reviews Sunbelt Federal Credit Union 734 Sawmill Road, Laurel, MS, 39440 At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.
(601) 825-4323 1225 miles Lender's profile and map Reviews Community Bank 1255 W Government St, Brandon, MS, 39042 One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.
(850) 343-0400 1225 miles Lender's profile and map Reviews Trident Home Loans 517 N. Baylen Street, Pensacola, FL, 32501 At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
(402) 371-8005 1226 miles Lender's profile and map Reviews Bankfirst Nebraska 100 North 13th Street, Norfolk, NE, 68701 We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.
(402) 371-9345 1226 miles Lender's profile and map Reviews Northeast Nebraska Federal Credit Union 1306 N 13th Street, Suite 102, Norfolk, NE, 68701 Northeast Nebraska Federal Credit Union is a “not for profit” financial institution where you’re an owner. So what does that mean exactly? Simply, profits are not given to stockholders, like a bank. Profits are reinvested into your credit union to lower loan rates, and increase dividends.
(850) 432-9939 1226 miles Lender's profile and map Reviews My Pensacola Credit Union 108 South Reus Street, Pensacola, FL, 32502 My Pensacola CU is a not-for-profit financial institution run for the benefits of "you" — our members. Credit Unions are member owned cooperatives. The earnings of your credit union, after expenses and reserves, are returned to the member-owners in the form of higher dividends, low cost loans and services.
(850) 434-2211 1226 miles Lender's profile and map Reviews Members First Credit Union 251 West Garden Street, Building I, Pensacola, FL, 32502 Members First Credit Union of Florida Credit Union has been open since 1954 and alsoMember’s First Credit Union As a member of MembersFirst Credit Union of Florida, you are an owner of your financial institution, not just a customer. Credit Unions were established with people like you in mind-people who work for a living, save and borrow.
(850) 725-6500 1226 miles Lender's profile and map Reviews COASTAL FUNDING CORPORATION 216 South Palafox Street, Pensacola, FL, 32502 "Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be helping our clients achieve their financial goals and dreams of home ownership. We provide more loan options and solutions to our clients than anyone else.
850.420.3458 1226 miles Lender's profile and map Reviews NOLA Lending Group 25 West Cedar Street Suite 500, Pensacola, FL, 32502 At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.