USDA Loan Vs. FHA loan pro & con Hinesburg, Chittenden County, VT

In 2026, the USDA loan limit in Hinesburg, found in Chittenden county, VT, is $347,700. By contrast, the limit for FHA on a single-family home is $492,200.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, aiding in determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing which program in best suits your financial situation.

Exploring USDA and FHA Loan Options in Hinesburg, VT

The mission of Lendersa® is to secure you the best USDA or FHA loan quickly and without hassle. Begin with one of three pathways that connect you to lenders and align with USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan is backed by the Department of Agriculture and often referred to as the USDA rural development loan or mortgage, specifically offered in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgages require no down payment.

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Hinesburg Lenders
(800) 400-8790 Lender's profile and map New England Federal Credit Union 141 Harvest Lane, Williston, VT, 05495 Lends in Vermont NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.
(802) 660-7969 Lender's profile and map Vermont Home Mortgage Group 950 Shelburne Rd, South Burlington, VT, 05403 Lends in Vermont Vermont Home Mortgage Group is committed to helping you find the right mortgage product for your needs. Paul Cannizzaro brings 31 years of experience in mortgage lending in Vermont. As an award winning mortgage broker for Bank of Vermont, BancBoston Mortgage Corporation and Vermont Federal Bank.
(802) 318-7965 Lender's profile and map BRISTOL FINANCIAL SERVICES 36 Main Street, Bristol, VT, 05443 Lends in Vermont Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
(802) 658-0225 Lender's profile and map Vermont Federal Credit Union 84 Pine Street, Burlington, VT, 05402 Lends in Vermont Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. Our connection to these roots remains strong as many government employees in Vermont are still loyal members.
(800) 528-2273 Lender's profile and map NorthCountry Federal Credit Union PO Box 64709, Burlington, VT, 05406 Lends in Vermont NorthCountry Federal Credit Union IN 1950, the employees of General Electric in Burlington, Vermont organized a credit union. The goal was to lend and borrow from one another at rates better than those offered by commercial banks. Over time, that little financial cooperative has grown into one of Vermont’s largest and most innovative credit unions.
(802) 879-4200 Lender's profile and map Mansfield Mortgage Professionals 57 River Rd, Suite 1009, Essex Junction, VT, 05452 Lends in Vermont Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
(802) 871-4480 Lender's profile and map Northfield Savings Bank 210 College Street, Suite 201, Burlington, VT, 05401 Lends in Vermont Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
(802) 654-4540 Lender's profile and map Opportunities Credit Union 25 Winooski Falls Way, Burlington, VT, 05401 Lends in Vermont Opportunities Credit Union is Vermont’s only community development credit union. Uniquely committed to Vermonters of low wealth, Opportunities’ mission is to build wealth, community, and opportunity through a fair and affordable financial system. Our primary market is Vermont’s 90, 000 low-income households.
(802) 863-0563 Lender's profile and map Asaro Mortgage, LLC 125 Bank Street, Suite 1, Burlington, VT, 05401 Lends in Vermont Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.