USDA VS FHA in Hinesburg, Chittenden County, VT

In 2025, the USDA loan limit in Hinesburg, found in Chittenden county, VT, is $347,700. By contrast, the limit for FHA on a single-family home is $492,200.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, aiding in determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Hinesburg, Chittenden County, VT

Loan Type Loan Limit Down Payment
USDA $347,700 0%
FHA $492,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hinesburg, VT

The mission of Lendersa® is to secure you the best USDA or FHA loan quickly and without hassle. Begin with one of three pathways that connect you to lenders and align with USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan is backed by the Department of Agriculture and often referred to as the USDA rural development loan or mortgage, specifically offered in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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