USDA Vs. FHA your options comparison in Shelburne, Chittenden County, VT
In the year 2025, the USDA loan limit for Shelburne, within Chittenden, VT, amounts to $347,700. On the other hand, the FHA cap for a single-family home is $492,200.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA against FHA rates, helping you ascertain the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA, assisting you in choosing the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Shelburne, Chittenden County, VT
Loan Type
Loan Limit
Down Payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Shelburne, VT
The purpose of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and easily. Start with one of three paths to match with lenders and find USDA loan programs.
The USDA home loan is a government-backed program from the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it's available only in rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, a USDA mortgage requires no down payment at all.
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense.
Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra
We believe if it’s good for you, it’s good for us. This good-business philosophy is lived out in how we treat each other, our Members & the communities we live in. Proud to be Texas-based since 1967, we always honor the credit union credo of “people helping people.” While we deliver a variety of financial services, we are driven by respect & fairne
City Credit Union formerly the City Employees Credit Union - was issued a State of Texas charter in 1942. While our beginnings were serving only City of Dallas employees, today we serve the Dallas-Fort Worth-Arlington Metropolitan Statistical Area: anyone who lives, works, worships or attends school in Dallas.
Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.
"Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages.
If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process."
