In the year 2026, the USDA loan limit for Shelburne, within Chittenden, VT, amounts to $347,700. On the other hand, the FHA cap for a single-family home is $492,200.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA against FHA rates, helping you ascertain the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA, assisting you in choosing the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Shelburne, Chittenden County, VT
Loan Type
Loan Limit
Down Payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Shelburne, VT
The purpose of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and easily. Start with one of three paths to match with lenders and find USDA loan programs.
The USDA home loan is a government-backed program from the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it's available only in rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, a USDA mortgage requires no down payment at all.
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Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
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Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.
Eastern Kentucky Federal Credit Union is a federally regulated, and non-profit credit union, established in 1969 by the employees of Kentucky West Virginia Gas Company located in Eastern Kentucky. On April 1, 2015 the board of directors voted to change the name to Eastern Kentucky Federal Credit Union.
The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
All Home Mortgages LLC is a Cincinnati based mortgage company. It's goals are to provide great rates, service, and communication to it's clients and referral partners. Whether looking to refinance or purchase, we will work hard to get you a great deal on your mortgage and educate you on the process.
