USDA Vs. FHA your options comparison in Williston, Chittenden County, VT
During 2025, the USDA loan limit in Williston, located within Chittenden county of VT, is set at $347,700. However, the FHA cap for a single-family home is $492,200.
Explore Lendersa® USDA loan calculator to weigh the competitive USDA and FHA rates for today. Determine the necessary qualifications, including income, credit, reserves, and documentation requirements. Our sophisticated mortgage calculators present USDA, FHA, Conforming, and VA options side by side, assisting you in determining the ideal program in for your specific financial scenario.
2025 Loan Limits and Down Payment Requirements in Williston, Chittenden County, VT
Loan Type
Loan Limit
Down Payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Williston, VT
The primary goal of Lendersa® is to facilitate your access to the most competitive USDA or FHA loan swiftly and without inconvenience. Opt from one of three approaches that effectively match you with lenders and explore USDA loan options.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural localities. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.
Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process. Oz Lending has access to the best loan programs available, FHA, VA, Construction, Jumbo.
We are a full service Mortgage Broker offering a wide variety of loan programs. Unlike Banks or traditional mortgage companies who are locked into selling only their products, we work with several lenders and investors to select the right loan for you. Whether you are self-employed and have perfect credit or not so perfect credit we can help.
2701 N. Dallas Parkway, Suite 180, Plano, TX, 75093
Frisco Mortgage Guy because he is an integral member of the Frisco community where he lives and works. As a father of four, Geoffrey understands that for most people, their homes are not only their biggest financial investment but also the most important place to shelter and nurture their families.
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2805 N Dallas Parkway, Suite 120, Plano, TX, 75093
BHome Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions.
"Spragins Mortgage Group | GW Home Loans is a leader in the mortgage industry. We strive to put every client first in helping you with any of your residential home loan needs.
We have been in the mortgage industry for over 10 years & with our expertise and we are sure we can find you what you need. Thank you for visiting Spragins Mortgage Grou
Independent Financial provides a wide range of relationship-driven banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs, as well as busy families. OUR MISSION: Delight our customers with personalized financial solutions, uplift our communities with financial.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
