USDA Vs. FHA your options comparison in Burlington, Chittenden County, VT

In 2025, the USDA loan limit in Burlington, part of Chittenden county, VT, is set at $347,700, while the FHA limit for a single-family home is $492,200.

Utilize the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA top rates and identify the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to identify the ideal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Burlington, Chittenden, VT

Loan Type Loan Limit Down Payment
USDA $347,700 0%
FHA $492,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Burlington, VT

The goal of Lendersa® is to efficiently provide you with the best USDA or FHA loan, free of hassle. Choose one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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