USDA Vs. FHA Pro and Con comparison in Colchester, Chittenden County, VT
In 2025, USDA loan limit in Colchester, county of Chittenden, VT is $347,700 while FHA limit is $492,200 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Colchester, county of Chittenden, VT
Loan Type
Loan Limit
Down payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Colchester, VT
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
701 Promenade Drive, Suite 201, Pembroke Pines, FL, 33026
We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!
St. Tammany Federal Credit Union excels in designing the YES Experience that promotes owner's economic responsibility & growth.St. Tammany Federal Credit Union strives to remain the safe financial home base for all of our current & future owners.We're saying YES to building relationships & lending a hand to guide our owners to financial well-being.
NODA FEDERAL CREDIT UNION was chartered in 1941 to serve the financial needs of the employees of the USDA supervised out of the New Orleans Metropolitan area and their immediate family members. Seventy-three years later our Credit Union continues that mission and through the help of modern day technology.
At Sunbelt Lending Group LLC. We are a full service mortgage company based in Slidell Louisiana. We specialize in First Time Home Buyers USDA VA in Slidell. We also serve the surrounding cities in Saint Tammany County. Whether you are buying a home or refinancing in any of these zip codes: 70458 we can help you realize your dream of home ownership.
500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
AT PROFESSIONAL MORTGAGE & FINANCING SERVICES we can help you obtain the best Mortgage Loan for you finding the adequate Lender in compliance to your needs. We works with multiple carriers to help Clients finding them the best MORTGAGE LOAN.
Our staff of dedicated professionals will guide you through the entire process.
6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.
Peoples State Bank has been providing ag and commercial lending services for over 100 years. Based in Velva, the bank expanded to include a branch in Minot in 2009. The team at Peoples State Bank is committed to helping those in our communities succeed. We’re local and we want our communities to grow as much as you do. With everything from checking
1001 E. Hallandale Beach Blvd., Hallandale, FL, 33009
Desjardins Group was the first Quebec institution to open a branch in Florida when Desjardins Bank was founded in Hallandale Beach in 1992. It serves members of Desjardins caisses, individuals and businesses alike, all over Florida and the U.S. All Desjardins Bank documentation is in English but account holders have access to services in French.
