As of 2026, the USDA loan limit in Colchester, which is in the county of Chittenden, VT, has been set at $347,700, while for a single-family home, the FHA limit is $492,200.
Employ the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial situation in .
2026 loan ceilings and down payment requisites in Colchester, county of Chittenden, VT
Loan Type
Loan Limit
Down payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Colchester, VT
Lendersa® aims to secure you the most advantageous USDA or FHA loans promptly and smoothly. Select one of three initial directions to find matching lenders and suitable USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan. It is available exclusively in rural regions. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage loan requires no down payment at all.
At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.
Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.
7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage
RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.
When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.
806 Green Valley Rd, Suite 200, Greensboro, NC, 27408
Bull Market Capital: Business Funding Solutions is focused on providing exemplary commercial finance to various businesses, and we’ve been nationally recognized for our commitment and services. Our generous portfolio of products and industry expertise is at your disposal. Some of the commercial finance & loan products in which we specialize include
701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
