USDA and FHA Pro and Con in Colchester, Chittenden County, VT
As of 2025, the USDA loan limit in Colchester, which is in the county of Chittenden, VT, has been set at $347,700, while for a single-family home, the FHA limit is $492,200.
Employ the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial situation in .
2025 loan ceilings and down payment requisites in Colchester, county of Chittenden, VT
Loan Type
Loan Limit
Down payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Colchester, VT
Lendersa® aims to secure you the most advantageous USDA or FHA loans promptly and smoothly. Select one of three initial directions to find matching lenders and suitable USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan. It is available exclusively in rural regions. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage loan requires no down payment at all.
Whether you’re interested in ReFinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we’ll help you do it.Patty Newby and her team want to help you get the home you’ve always wanted, just like they’ve been doing since 2004.
5160 Tennyson Parkway, Suite 1000, Plano, TX, 75024
Eleven Mortgage is setting a new standard in the wholesale mortgage market. Our business is built on relationships, precision, and unparalleled service to make mortgage transactions easy for brokers and customers alike. Unprecedented speed and service beyond your expectations are at the heart of every loan. On a scale of one to ten, we are eleven…
6847 Communications Parkway, Suite 710, Plano, TX, 75024
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.
Whether you're interested purchasing a new home or refinancing your current home, John Cross Mortgage is here to help you find the loan options that fit your individual needs. We have been lending since 2007, and have been a Broker since 2015, we Major in both FHA, and Conventional, we are able to do USDA and VA loans as well.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
