USDA Vs. FHA your options comparison in Essex, Chittenden County, VT
In 2025, the USDA loan limit for Essex, located in Chittenden county, VT, is $347,700. In contrast, the FHA limit for a single-family home is $492,200.
Use the Lendersa® USDA loan calculator to assess current USDA versus FHA rates, as well as the income, credit, reserves, and documents needed for eligibility. Our advanced calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side to decide which suits your financial needs in best.
2025 Loan Limits and Down Payment Requirements in Essex, Chittenden, VT
Loan Type
Loan Limit
Down Payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Essex, VT
Lendersa® aims to secure you the best USDA or FHA loan quickly and without hassle. Select one of three pathways to align with the right lenders and programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, intended exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
7950 Lincoln Street, Suite 115, Littleton, CO, 80122
Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
7500 South University Blvd, Suite 102, Centennial, CO, 80122
Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
7950 S Lincoln St, Suite 109, Littleton, CO, 80122
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027
Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties.
ICF’s management team has been involved in the real estate investment
357 S. McCaslin Blvd, Suite 200, Louisville, CO, 80027
Colorado mortgage company. Our expert advice is based on your needs and your situation. We pre-underwrite your file before submission to take surprises out of the process well before closing. Our approvals stick and we have a track-record of smooth, on-time closings. We know buying or refinancing a home means a lot to you.
Apple Street Mortgage is located in Louisville, CO just east of Boulder. We provide home loans for both new purchases and refinances all over the state of Colorado where owner Norm Sydow has lived with his wife and two sons since 1994. Apple Street Mortgage Corp. is a full service residential broker providing creative solutions for a wide range
4845 Pearl East Circle Suite 101, Boulder, CO, 80301
The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
