USDA Vs. FHA your options comparison in Essex-Junction, Chittenden County, VT
For 2025, the USDA loan limit in Essex-Junction, located in Chittenden county of VT, is $303,600. Meanwhile, for a single-family home, the FHA limit is $379,500.
Use Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates. It helps determine the income, credit, reserves, and document requirements needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan comparisons side by side, assisting your decision on which program in is most suitable for your financial condition.
2025 Loan Limits and Down Payment Requirements in Essex-Junction, Chittenden County, VT
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Essex-Junction, VT
The mission of Lendersa® is to ensure you obtain the best USDA or FHA loan quickly and easily. Choose from three beginnings that match lenders with the USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural communities. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage demands no down payment.
7111 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92841
Blue Coast Home Loans provides high-quality home loans for both new home purchases and refinances. Our corporate offices are located in Orange County, California. All Blue Coast employees take great pride in their work, and client transactions are handled expediently and professionally.
7659 Garden Grove Boulevard, Garden Grove, CA, 92841
OMC Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs as possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
12881 Knott Street, Suite 206, Garden Grove, CA, 92841
Dang Mortgage Team, Inc Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout California and Texas low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle
We are a California Based Mortgage Broker that rate shops for you. We find you the best deal and product and we have a transparent mortgage process. We take pride in our work and Value every borrower - our goal is to create life long relationships. Our mission is to serve our customers with honesty, integrity and competence.
Southland Mortgage Services founder of the John Rasmussen Specializing in the first-time buyer and self-employed, John has been doing business in the Orange County beach cities and all of Southern and Northern California for over 35-years. John works hard to help people realize the American dream, home ownership.
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Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs.
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3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan.
With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option
FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,
